Social Security payment schedule: Distribution starts July 8

Distribution for the first Social Security payments this month starts Thursday, July 8^th.

Traditional Social Security payments are made on a set schedule based on the recipient’s birthday.

The schedule is:

• Born on 1^st – 10^th – Benefits paid on the second Wednesday of the month

• Born 11^th – 20^th – Benefits paid on the third Wednesday of the month

• Born 21^st – 31^st – Benefits paid on the fourth Wednesday of the month

For July, those dates are July 8, 15 and 22^nd.

People who began receiving Social Security before May 1997 or those who receive both Social Security and SSI are also on a different schedule. In those cases, Social Security is paid on the third of the month and SSI on the 1^st.

The average Social Security payment in 2026 is $2,081 per month.

Payments from Supplemental Security Income are on a different schedule. SSI payments are typically sent on the first of each month and that’s what happened on July 1. But, instead of August’s payments arriving on the first, it will be deposited July 31, meaning there will be two payments in July and none in August.

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The change is because Aug. 1 falls on a Saturday. When the first day of a month falls on a weekend, or a holiday, the distribution date is changed to a weekday.

SSI payments will arrive on the first of September and October, before a second distribution on Oct. 30, since Nov. 1 is on a Sunday. SSI recipients will also receive two payments in December – Dec. 1 and 31. That change is because Jan. 1, 2027 is the New Year’s Day holiday.

SSI provides assistance to older adults, blind individuals and people with disabilities who have very limited income and financial resources. The average SSI payment is $737 per month.

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