Last Updated: 01/01/2022
We value your privacy and your desire to know how we handle and use your information. Therefore, we provide this Privacy Statement, which explains our information practices. This statement applies to personal information we obtain from and about individuals interacting with Summa Money and products and services.
The purpose of this Privacy Statement is to explain the types of information we collect, how it is obtained, how it is used, how it may be shared with others, and your choices about its use and disclosure.
If you have questions or concerns regarding this statement, you should first contact us at via postal mail at Summa Money, 2319 N Andrews Avenue Fort Lauderdale, FL 33311
The types of information we collect from and about you include:
- Contact and demographic information collected online and offline (such as your name, telephone number, and email)
- Data gathered by technology when you visit our Site (such as cookies)
- Marketing data from third parties that includes contact information
- Any information you publicly post on our Site forums or comment sections
How We Gather Information from Users and Our Use of Such Information:
How we collect and store information including email address depends on the page you are visiting, the activities in which you elect to participate and the services provided. The following describes the types of personal and other information we may collect about you, and how we use and maintain that information:
Click to Opt In (One click subscription), Traditional Opt In Pages, Co-Registration and Quantum Lead Generation Disclosure:
One way that Summa Money generates subscribers to its database is via a method called “Click To Opt In”. All email subscription, lead generation methodologies conform to U.S. CANSPAM law and allows people to subscribe to newsletters they find interesting, quickly and easily. Opting out from Summa Money’s email list is easy and fast. Simply find the unsubscribe link in the footer of the email and click through to unsubscribe.
The Click To Opt-In process is as follows: A person sees a report or newsletter in which they are interested in receiving and must first subscribe to www.summamoney.com in order to receive the deliverable via email. When they click on the “Click to Opt-In link” within the email they received promoting the offer for the deliverable, their subscription to Summa Money is at that point complete and their email address and IP address are automatically transferred into Summa Money’s email platform as well as into Summa Money’s advertising tracking technology. Click to opt-in may utilize a Quantum Lead Generation strategy as described below.
Co-Registration: Summa Money also utilizes Co-registration lead generation sources to build its’ email subscriber list. Co-registration lead generation may utilize a Quantum Lead Generation strategy as described below.
Standard Opt In Pages: Summa Money also utilizes traditional opt in pages to generate leads. A traditional opt in page utilizes traditional opt in practices and will include a description of what the subscriber is opting in to receive. Standard Opt In Pages may utilize a Quantum Lead Generation strategy as described below.
Quantum Lead Generation: The subscriber may also be subscribed to up to two additional advertiser’s email lists, per the disclosure in the email advertisement or opt in page. This method is called Quantum Lead Generation. From that point on, the new subscriber will continue to receive emails from Summa Money as well as email message from up to 2 paid advertisers. If the subscriber wishes to unsubscribe from any of the brands to which they are subscribed, they must simply open a recent email, look in the footer section of the email template, and click ‘unsubscribe.’ They will then be removed from the corresponding email list.
Summa Money regularly sends content via email that should be perceived as valuable by the subscriber, including paid, 3rd party advertisements.
If at any point the subscriber would like to unsubscribe from Summa Money, or any Quantum Lead Generation participants, they can simply click the unsubscribe link from a marketing email they receive from and follow the directions to manage their subscriptions.
When you unsubscribe from Summa Money or any Quantum Lead Generation advertisers, you should stop receiving emails from any of the brands from which you unsubscribed within 2-10 days.
Alternatively, you may also send physical mail to 2319 N Andrews Avenue Fort Lauderdale, FL 33311. Please include your email address so that we can unsubscribe the email address from our list. This process will take up to 30 days after receiving your request.
Summa Money also may sell advertisers ‘Click To Opt In’ advertisements that will allow an advertiser to generate subscribers to their newsletters and other services by utilizing the same ‘Click To Opt In’ technology via the process described above.
We process your information for the following purposes:
- To provide you with E-Newsletter information from Summa Money brands, such as Summa Money
- To present to you via email, 3rd party advertisements
- To track subscriber engagement of both E-Newsletters and 3rd party advertisements in order to optimize the content being distributed to our subscribers.
We will retain your personal information for as long as you remain subscribed to a Summa Money website, such as Summa Money.
In general, you may visit our Website without revealing any individual user information. However, certain sections of our Website are only available to users who register or subscribe to our Website. We collect your contact information when you register for or subscribe to our Website or other services and features we provide, when you transmit information via our Website or by email, and when you otherwise use our Website. Specifically, we may collect and store in a database your name, mailing address, phone number, email address and any other information you provide to us when registering with our Website.
With Whom We Share Your Information:
We may share your information during the following situations:
To identify your geography in order to comply with any laws, such as GDPR and California laws.
In connection with or during negotiation of any merger, financing, acquisition or dissolution transaction or proceeding involving sale, transfer, divestiture, or disclosure of all or a portion of our business or assets
In the event of an insolvency, bankruptcy, or receivership, personal information may also be transferred as a business asset
If another company acquires our company, business, or assets, that company will possess the personal information collected by us and will assume the rights and obligations regarding your personal information as described in this Privacy Statement
Except as noted in this Privacy Statement (e.g., pursuant to an acquisition or merger) Summa Money will not sell your personal information to any third parties.
Our Website collects and stores information that is generated automatically as you navigate through the Website. This aggregate information is collected site-wide, and includes anonymous website statistics. This information is aggregated and may not personally identify you. It is collected to help us improve the Site and the services we offer. For example, we may use IP addresses to monitor Site usage to better prepare for anticipated traffic patterns. We may also gather user information that we save on your computer (not on our server) as “cookies” in order to streamline the Site experience.
Aggregated information may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our Website and services (e.g., to learn which pages are visited most or what features are most attractive).
When you browse our Website, our system automatically collects information such as your web request, Internet Protocol (“IP”) address, browser type, browser language, domain names, referring and exit pages and URLs, platform type, number of clicks, landing pages, pages viewed and the order of these page views, the amount of time spent on particular pages, the date and time of your request and one or more cookies that may uniquely identify your browser. This information is used to analyze trends, administer the Website, improve the design of our Website, track user movement, and otherwise enhance the services we provide.
We also use advertising providers that use targeting cookies and ads, to tailor information presented to you, and which link to services provided by third parties. Targeted advertising may collect personal information about users’ online activities over time and across different websites.
For more detailed information about cookies visit www.allaboutcookies.org.
Do Not Track:
Some browsers have incorporated Do Not Track (“DNT”) preferences. Most of these features, when turned on, send signals to the website you are visiting that you do not wish to have information about your online searching and browsing activities collected and used. As there is not yet a common agreement about how to interpret DNT signals, we do not honor DNT signals from website browsers at this time. However, you may refuse or delete cookies as described above.
Affiliated Sites, Linked Sites and Advertisements:
If you wish to subscribe to our E-newsletter(s), we will use your name and email or mailing address to send the newsletter to you. Out of respect for your privacy, we provide you a way to unsubscribe.
Regarding Citizens of the European Union (EU):
Summa Money, a US based and operated company, does not target European Citizens in order to build their email subscription lists.
If you are a resident of a country within the European Union “EU”), or a long term resident of the European Union you are expressly prohibited to subscribe to any of Summa Money brands, including Summa Money.
By subscribing to a Summa Money website, including Summa Money, via any method, be it through co-registration, opting in through any page on its website, click to opt in, or otherwise, the subscriber agrees that he or she is not a resident of the European Union.
By opting in to Summa Money you are affirming that you are not a resident of a country within the European Union, and further affirming and consenting that If you relocate to the European Union at any point after opting in to Summa Money or any Summa Money brand, you agree to unsubscribe from all email lists within 24 hours of relocation.
While Summa Money does not target residents of the European Union, regular screening will occur within Summa Money’s network of list to identify email addresses with IP addresses indicating they are located within the European Union. Email addresses believed to be associated with residents of the European Union will immediately be unsubscribed.
Choice and Opt-out:
We provide you the opportunity to opt-out of having your personally identifiable information used for certain purposes.
If you no longer wish to receive our newsletter and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication. You may also contact us via postal mail at 2319 N. Andrews Ave., Fort Lauderdale FL 33311, but this method will take up to 30 days after receiving the request via postal mail.
The personal information collected by Summa Money is stored in secure operating environments that are not available to the general public. However, no data transmission over the Internet, electronic communication between parties, or networks and associated storage available over the Internet can be guaranteed to be 100% secure. Consequently, while we strive to protect your personal information, Summa Money cannot ensure or warrant the security of any information you transmit to us.
If you have any questions about security on our Website, you can contact us at the contact information provided above.
We do not knowingly collect or solicit personally identifiable information from or about children under 18. If we discover we have received any information from a child under 18 in violation of this policy, we will delete that information immediately. If you believe we have any information from or about anyone under 18, please contact us at the address listed above.
California residents are entitled once a year, free of charge, to request and obtain certain information regarding our disclosure, if any, of personally identifiable information to third parties for their direct marketing purposes in the preceding calendar year (e.g., requests made in 2017 will receive information about 2016 sharing activities). We comply with this law by giving users the ability to tell us not to share personally identifiable information with third parties for their direct marketing purposes. To make such a request you may contact us via postal mail at 2319 N Andrews Avenue Fort Lauderdale, FL 33311 but this method will take up to 30 days after receiving the request via postal mail. Please list “California Privacy Rights” within the letter along with a detail of what you are specifically requesting. We may need additional information to process your request.
Changes to This Privacy Statement:
We may update this Privacy Statement from time to time. In the event that we merge with, or are acquired by another company, a change to this Privacy Statement may result. Whenever a change to this Privacy Statement is significant, we will place a prominent notice on our Website.