Stocks vs mutual funds: What’s better if you don’t have time to invest? | Investment tips

For busy professionals, the choice between direct stocks and mutual funds depends on more than returns. It comes down to your financial goals, risk appetite, investing knowledge and, most importantly, the time you can give your portfolio. Direct stocks offer control but demand more research, while mutual funds offer diversification and convenience. Taxes, costs and portfolio overlap also matter. A core-and-satellite approach can also help professionals combine diversified mutual funds with a smaller allocation to individual stocks