It's a waste to spend too much time on investing. Why I decided not to make investing a hobby

I don’t want to become an expert in investing.

I don’t want to look at charts every day, nor do I want to keep reading financial statements to find the ‘next big stock’.
Of course, if that’s your hobby, I think that’s great. But for me, that wasn’t the purpose of starting to invest.

What I want to increase through investing isn’t just ‘money,’ but also the ‘time I can use freely.’
That’s why I keep my investing as simple as possible.

I don’t want to spend my life on investing

Once you start researching investing, there is truly no end to it.

Reading economic news. Looking at charts. Checking corporate earnings. Gathering information on social media. And continuing to search for ‘better investment opportunities.’

If you want to, you can spend an infinite amount of time on it.
But then, I thought about it for a moment.
What am I investing for?
The answer was simple.

It’s not because I want to become an investor, but because I want to reduce future financial anxiety and increase my life’s options.

If I were to spend a massive amount of time on asset building despite that, it would feel a bit counterproductive.

That’s why I focused on index investing

I basically focus on index investing and high-dividend ETFs.
If I studied more and analyzed individual stocks, there might be a possibility of outperforming the market average.

But that requires time.
And for me, that time also has significant value.

For example, using the two hours I would have spent studying investments to polish my professional skills.

Writing articles for my side job. Going out with my wife. Playing golf.
Or doing nothing and just lounging around at home.
I would rather spend my time on those things.

I’m investing to increase my ‘time to do nothing,’ so I think it would be pointless if I became busy because of investing.

Index investing is not ‘cutting corners’

When people hear ‘index investing,’ they might have an image of it being ‘for beginners’ or ‘safe.’

But I don’t think so.

You can invest in the entire market as a system without having to keep picking stocks yourself.

That is precisely why it is easy to continue even if work gets busy, the family grows, or living conditions change.

What I want is not a life where I enjoy investing itself, but a state where asset building continues without me having to think about it.

Work, marriage, childbirth, child-rearing.

If my lifestyle changes from here on out, there is no guarantee I will be able to spend time on investing like I do now.

So, I want to make it an investment that I can continue even in a future where I am busy, rather than an ‘investment I can work hard at now.’

For me, this is also a proper life plan.

Let money work for you. Enjoy your own life.

The purpose of investing differs from person to person.
If you love investing itself, I think studying a lot is also fun.

But there must be people like me who think, ‘I want to increase my money, but I don’t want to dedicate my life to investing.’

Such people should not only look at investment returns, but alsocalculate the time they are spending on investingat least once.
I will continue to reduce the time I spend on investing as much as possible.

I’ll build a system and let my money work on its own.
And I myself will enjoy my main job, my side job, time with my family, and my hobbies.
Of course, on days I don’t want to do anything, I will lounge around with pride.

I don’t use my life to increase money; I increase money to enjoy my life.

For me, that distance is just right for investing.