Bitcoin ETFs Just Had Their Best Day of October While XRP ETFs See No Inflows for Three Sessions. Are Investors Rotating to BTC?

Quick Read

• Bitcoin ETFs pulled in $176M on October 13, their best single day this month, yet October still sits at a net $278M outflow overall.

• XRP ETFs logged zero net flow for three straight sessions, with trading volume hitting a monthly low of $20.5M, signaling fading investor interest.

• No capital rotation from XRP to Bitcoin is confirmed, as XRP funds must show outflows alongside Bitcoin inflows to prove true movement.

• Building a portfolio and living off one are two completely different skills, and almost nobody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)

Bitcoin (CRYPTO:BTC) spot exchange-traded funds (ETFs) saw an impressive $175.6 million inflow, one of the month’s largest increases, according to SoSoValue. This surge followed a $65.4 million outflow the previous session, making October 13 the second-biggest inflow day this month. Spot ETFs directly hold Bitcoin and trade like regular shares on stock exchanges.

In stark contrast, XRP ETFs (CRYPTO:XRP) recorded no net flow that day, remaining stagnant for three consecutive sessions.

Currently, Bitcoin is trading at $83,382, flat on the day after moving between $82,919 and $84,025. Over the past week, it’s down 0.9%, but it’s up 7.1% over the last 30 days. Meanwhile, XRP is priced at $1.37, down 6.9% for the week. With one group of funds seeing inflows and another remaining flat, could this indicate a shift from XRP to Bitcoin among investors?

Bitcoin ETF Flows Swung Both Ways in October

Bitcoin ETF performance throughout October has been erratic. SoSoValue’s records show five inflow days and four outflow days, with significant shifts in both directions.

——

Now Available: The Definitive Guide to Retirement Income

Many successful investors eventually reach the same moment. The saving is done, the portfolio is built, and the question quietly changes from how much can I grow this to how much can I take out? Get that second question wrong and decades of good investing can come apart in a handful of years.

That is exactly what The Definitive Guide to Retirement Income helps answer. It covers what your retirement could actually cost, which income sources are worth using, and the withdrawal math that decides whether the money lasts. It is free today from Fisher Investments. Read More Here ›

——

The biggest move of the month was a significant withdrawal of $487.1 million on October 7, nearly half a billion dollars, followed by another outflow of $244.1 million the next day. As a result, even with the strong inflow on October 13, the overall monthly trends reflect a net outflow of about $278 million for Bitcoin, with total assets in these funds at $106.98 billion.

XRP ETFs Recorded Zero Net Flow for Three Sessions

XRP ETFs have displayed a markedly different trend, with zero net flows recorded on October 9, October 12, and October 13. Over the month, five sessions showed no movement in capital. This indicates that investors neither added to nor pulled money from these funds.

A fund records a flow when new shares are created, or existing shares are redeemed. Therefore, a zero net flow indicates no shares were created or redeemed, and the cumulative inflow has held at $1.80 billion across those sessions. However, the XRP funds hold $1.56 billion in net assets, meaning their value has fallen since much of the money first arrived because XRP’s price has declined. On October 13, only $20.5 million worth of XRP fund shares changed hands, the lowest trading volume of the month. This low activity signals reduced investor interest.

Did Bitcoin’s Inflow Come From XRP Funds?

For funds to rotate between assets, capital must flow out of one area and into another. Since XRP funds saw no outflows, the $175.6 million that entered Bitcoin funds on October 13 could not have directly come from XRP funds.

Instead, this inflow may reflect new investment from individuals entering the crypto market for the first time, or funds moving in from outside crypto, such as traditional cash or stocks. Large investors often adjust their positions ahead of pivotal economic events, such as interest rate decisions. However, without additional data, it’s impossible to determine the exact source of these inflows.

Despite this influx, Bitcoin’s price barely fluctuated. Its peak of $84,025 fell just short of $84,340—a level where significant buying has previously occurred. Investors holding Bitcoin at a loss around that price level typically sell during rallies to break even, which can absorb new demand and prevent prices from rising.

That said, one strong inflow day doesn’t establish a clear trend, so it’s too early to conclude what this means for Bitcoin’s price going forward.

Are Investors Shifting From XRP to Bitcoin?

The October data indicates no substantial capital flow from XRP to Bitcoin, as XRP funds registered zero net flow over the relevant days. Instead, it reveals two distinct patterns: Bitcoin fund investors are actively trading and adjusting positions, while XRP fund investors appear to be stepping back, leading to lower trading volumes.

To confirm a definitive shift, XRP funds would need to show outflows while Bitcoin funds experience inflows. A key figure to watch is XRP’s cumulative inflow of $1.80 billion; if that figure drops while Bitcoin funds continue to see inflows, it would support the idea of capital rotation. Additionally, if Bitcoin closes above $84,340, it could signal that buyers are ready to absorb selling pressure from those looking to break even.

Released: The Definitive Guide to Retirement Income

(Sponsor) Most people spend their entire working lives focusing on one thing: growing a pile of money. Then they retire and discover the skill they actually need is close to the opposite. Turning that pile into steady income, year after year, through good markets and bad, without ever running out.

It may be the least discussed and most consequential transition in personal finance, and plenty of otherwise careful investors walk into it with no real plan. That is exactly what The Definitive Guide to Retirement Income helps answer. It is a free guide from Fisher Investments covering what your retirement will really cost, where the cash flow should come from, and how much you can safely withdraw each year. Learn more here. Learn More Here ›

Contact editorial@247wallst.com for any questions or corrections.