All 36 equity mutual funds made investors crorepatis with just Rs 10,000 monthly SIP over 25 years

All 36 equity mutual funds that have completed 25 years in the market turned investors into crorepatis with a monthly SIP of just Rs 10,000 over the 25-year period, according to an analysis by ETMutualFunds. The study covered all funds that have been in existence for the full duration.

We evaluated only equity mutual funds, excluding equity-oriented hybrid schemes and sectoral/thematic funds.

Also Read |All the risk now lies with investors, warns ICICI Prudential AMC’s Sankaran Naren

Nippon India Growth Mid Cap Fund (earlier known as Nippon India Growth Fund) turned a Rs 10,000 monthly SIP into Rs 8.81 crore in the last 25 years and delivered an XIRR of 22.14% on SIP investments made in the said time period.

Franklin India Mid Cap Fund (earlier known as Franklin India Prima Fund) turned the same SIP amount into Rs 6.52 crore in the last 25 years. The fund delivered an XIRR of 20.32% on SIP investments made 25 years ago.

HDFC Flexi Cap Fund (erstwhile called HDFC Equity Fund) turned the monthly SIP of Rs 10,000 into Rs 5.91 crore with an XIRR of 19.72% in the mentioned time period. The next three schemes were from SBI Mutual Fund.SBI Contra Fund (previously called SBI Magnum Contra), SBI ELSS Tax Saver Fund (previously known as SBI Long Term Equity Fund), and SBI Large & Midcap Fund (previously called SBI Magnum Multiplier Fund) turned the monthly investment between Rs 5.02 crore to Rs 5.81 crore in the last 25 years.Franklin India Flexi Cap Fund (earlier known as Franklin India Equity Fund) turned the monthly SIP investment into Rs 4.75 crore in the said time period and delivered 18.40% in the same period.

Two ELSS funds – HDFC ELSS Tax Saver (earlier known as HDFC TaxSaver) and ICICI Pru ELSS Tax Saver Fund (earlier known as ICICI Pru LT Equity Fund (Tax Saving)) – turned the same SIP amount into Rs 4.70 crore and Rs 4.69 crore respectively.

Also Read | Edelweiss Mutual Fund’s Radhika Gupta bets on SIFs opening a new chapter in India’s alternatives story

ICICI Pru Large & Mid Cap Fund (earlier known as ICICI Pru Top 100 Fund) turned the same SIP amount into Rs 3.93 crore with an XIRR of 17.24% on SIP investments.

Two funds from Quant Mutual Fund – Quant Small Cap Fund (previously known as Quant Income Bond) and Quant ELSS Tax Saver Fund (previously known as Quant Tax Plan) – turned this monthly SIP of Rs 10,000 into Rs 3.37 crore and Rs 3.35 crore respectively in the said time period. These funds gave an XIRR of 16.31% and 16.26% respectively.

Two funds from Sundaram Mutual Fund – Sundaram ELSS Tax Saver Fund (earlier known as Sundaram Tax Savings Fund) and Sundaram Multi Cap Fund (previously known as Principal Multi Cap Growth Fund) – turned the same SIP investment into Rs 3.20 crore and Rs 3.09 crore respectively in the mentioned time frame.

LIC MF Flexi Cap Fund (earlier known as LIC MF Multi Cap Fund) was the last one in the list and turned the monthly SIP investment into Rs 1.55 crore with an XIRR of 11.47% in the mentioned time frame.

Among these 36 schemes, 18 funds have completed over 30 years of existence in the market, whereas others have completed between 25.04 years to 29.62 years of existence.

We calculated the SIP performance from 4 November 2000 to 4 November 2025. We considered regular and growth options only.

Note, the above exercise is not a recommendation. The exercise was done to find if an investor who made a SIP of Rs 10,000 25 years ago, what would have been the value of that investment now.

One should not make investment or redemption decisions based on the above exercise. One should always make investment decisions based on their risk tolerance, investment horizon, and financial goals.

(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)

If you have any mutual fund queries, message on ET Mutual Funds on Facebook/Twitter. We will get it answered by our panel of experts. Do share your questions on ETMFqueries@timesinternet.in alongwith your age, risk profile, and twitter handle.