Motilal Oswal’s 4 funds shine despite market crash – Check their 1-year returns
At a time when mutual funds across categories are struggling to remain upbeat amid sustained market sell-offs, Motilal Oswal Mutual Fund has emerged as a clear winner with its large cap, mid cap, small cap, and flexi cap funds leading in their respective categories. Despite more than 20% correction in mid- and small-cap stocks and around 16% drop in large-cap shares, Motilal Oswal’s 4 funds have outperformed their peers, delivering strong returns even in a volatile market.
In this story, we will discuss these 4 funds – Motilal Oswal Small Cap Fund, Motilal Oswal Mid Cap Fund, Motilal Oswal Large Cap Fund, and Motilal Oswal Flexi Cap Fund. These funds have shown resilience and outperformance, making them strong contenders for investors looking for growth amid market uncertainty. However, investors must assess their risk appetite and investment horizon before investing in any of these funds as the returns in the past don’t guarantee the schemes would keep doing well in future also.
Want to know the exact returns and fund performance? Check now how Motilal Oswal’s funds stood out.
Motilal Oswal Small Cap Fund
The small-cap fund’s regular scheme has given a 14.61% return in the last one year and the direct plan has yielded 16.30% during the period.
Motilal Oswal Small Cap Fund Vs peers
Interestingly, in the small-cap mutual fund space, besides Motilal Oswal Small Cap Fund only Bandhan Small Cap Fund has managed to achieve a double-digit growth in the last 1 year. According to the Association of Mutual Funds in India (AMFI) data, 9 funds out of 27 have given negative returns in the past one year.
Also read: Top 10 small cap funds with up to 40 pc annualised returns in 5 years
Motilal Oswal Small Cap Fund (Regular) details
Benchmark: NIFTY Smallcap 250 TRI
Expense ratio: 1.84%
Fund launch date: 26 Dec. 2023
Return since launch: 17.95%
Assets under management (AUM): Rs 3,854.98 crore (as of Feb. 26, 2025)
Riskometer level: Very High
Motilal Oswal Mid Cap Fund
The regular plan of the mid-cap fund has earned investors a 16.92% return and the direct scheme has given an 18.15 yield in the last 1 year.
Motilal Oswal Mid Cap Fund Vs peers
Compared with peers, Motilal Oswal Mid Cap Fund has comfortably outperformed its peers with only 3 other funds managing to clock double-digit growths. Of 30 mid-cap funds, 3 funds have given negative returns during the last 1-year period. Interestingly, 50% of funds have given (-)8.58% to around 5% returns in the past 1 year.
Motilal Oswal Mid Cap Fund (Regular) – details
Benchmark: NIFTY Midcap 150 TRI
Expense ratio: 1.58%
Fund launch date: 24 Feb. 2014
Return since launch: 22.24%
Assets under management (AUM): Rs 24,327.10 crore (As of Feb. 26, 2025)
Riskometer level: Very High
Motilal Oswal Large Cap Fund
Motilal Oswal Large Cap Fund’s regular plan has earned investors 20.27% returns and its direct plan has given 21.92% in the past 1 year.
Motilal Oswal Large Cap Fund Vs peers
AMFI data as of February 26 shows that barring Motilal Oswal Large Cap Fund, just one large cap fund DSP Top 100 Equity Fund managed to log a double-digit growth in the last 1 year, with 7 out of 33 large cap schemes registering negative growth during the period. As many as 21 large-cap funds logged growth in a range of (-)7.83% to less than 5%.
Motilal Oswal Large Cap Fund (Regular) – details
Benchmark: NIFTY 100 TRI
Expense ratio: 2.09%
Fund launch date: 6 Feb. 2024
Return since launch: 22.29%
Assets under management (AUM): Rs 1,696.32 crore (As of Feb. 26, 2025)
Riskometer level: Very High
Also read: Why balanced advantage funds are ideal in volatile markets
Motilal Oswal Flexi Cap Fund
Motilal Oswal Flexi Cap Fund’s regular plan has given 14.58% returns and its direct plan has earned 15.57% in the last 1 year.
Motilal Oswal Flexi Cap Fund Vs peers
This fund of Motilal Oswal also outperformed its peers comfortably in the last 1 year with 10 funds out of 38 giving negative returns. As regards regular flexi cap schemes, only Parag Parikh Flexi Cap Fund managed to clock a double-digit growth after Motilal Oswal Flexi Cap Fund. As many as 25 flexi cap funds have given returns in a range of (-)22.37% to 5%, of these 38 funds, AMFI data shows.
Motilal Oswal Flexi Cap Fund (Regular) – details
Benchmark: NIFTY 500 TRI
Expense ratio: 1.73%
Fund launch date: 28 Apr. 2014
Return since launch: 16.96%
Assets under management (AUM): Rs 11,545.09 crore (As of Feb. 26, 2025)
Riskometer level: Very High
(Data: AMFI, Value Research)
Understand the risk factors of these 4 Motilal Oswal Funds through risk ratios
Motilal Oswal Small Cap Fund
Risk ratios are not available as ratios are available for funds that are at least 3 years old.
Motilal Oswal Mid Cap Fund
Standard Deviation: 16.52 against the category average of 15.45, which means the fund is highly volatile. Ratios are calculated on daily returns for the last 3 years (data updated as of Jan 31, 2025).
Beta: 0.85 against the category average of 0.89, which indicates low volatility.
Sharpe ratio: 1.19 against 0.76 as the category average, which indicates better risk-adjusted returns.
Motilal Oswal Large Cap Fund
No data is available to assess risk ratios. The fund was launched on 6 Feb. 2024 (less than 3 years old).
Motilal Oswal Flexi Cap Fund
Standard Deviation: 15.93 against the category average of 14.1, which means the fund is highly volatile. Ratios are calculated on daily returns for the last 3 years (data updated as of Jan 31, 2025).
Beta: 0.98 against the category average of 0.92, which indicates low volatility.
Sharpe ratio: 0.74 against 0.52 as the category average, which indicates better risk-adjusted returns.
Note: Standard Deviation (SD) measures the volatility in returns. Higher SD means higher risk.
Beta shows the sensitivity of the fund to the market. Beta >1 signifies higher risk.
Sharpe Ratio measures returns compared to risk. A higher ratio indicates better returns.
It is important to understand these indicators before investing so that you can make the right and safe decision!
Also read: Index Fund Vs ETF: Which one can make you more money?
Small cap, mid cap, large cap and flexi cap funds: Benefits and risks
If you are thinking of investing in mutual funds, it is important to understand which fund will be right for you. Here we are explaining the benefits and risks of four types of funds – large cap, mid cap, small cap, and flexi cap.
Small-cap funds (Investment in small but fast-growing companies)
Benefits:
Investing in these funds can give the benefit of multibagger (highly profitable) companies.
If you invest for a long period, these funds can give big returns.
These are right for those investors who are willing to take risks and want big profits.
Risk:
These funds are the most volatile and can cause heavy losses in a recession.
Many small companies can also sink over time, causing losses to investors.
It may be difficult to withdraw money quickly when needed, as they have low liquidity.
Mid-cap Funds (Investment in fast-growing companies)
Benefits:
These funds invest in companies that are on the path to becoming big, so they have good growth potential.
This is an option with more risk than large cap and less risk than small cap.
These funds can give better returns in the long term.
Risk:
These funds face more volatility than large cap.
They can fall sharply during a recession.
Sometimes these funds can suffer losses if investors withdraw more money.
Also read: 5 valid reasons to stop your SIP
Large-cap funds (Investment in big and strong companies)
Benefits:
These funds invest in the top companies of the country, which are strong and reliable.
Their performance remains stable and they do not suffer much loss even in a recession.
These are right for those investors who want good returns in the long run by taking less risk.
Risks:
Since these companies are already big and established, their growth is limited.
When the market is in a boom, their returns may be less than midcap and smallcap funds.
Flexi-cap funds (Freedom to invest in all types of companies)
Benefits:
These funds invest in large, mid, and small-cap companies, which keeps your money properly distributed.
The fund manager can change the investment strategy according to the market, which can reduce the risk.
These are right for investors who want balanced returns.
Risk:
The performance of the fund depends entirely on the strategy of the fund manager.
Sometimes they do not perform as well as funds of any one category (large, mid or small).
What to choose?
If you want safe investments, choose large-cap funds.
If you want higher returns by taking a little risk, then mid-cap funds are right.
If you are ready to make big profits and can wait for a long period, then choose small-cap funds.
If you want balanced and flexible investments, then flexi-cap funds are the best option.
Disclaimer: The above content is for informational purposes only. Mutual Fund investments are subject to market risks. Please consult your financial advisor before investing.