Power of Rs 19 Lakh One-Time Mutual Fund Investment: In how many years can it grow to Rs 3.23 crore corpus?

Power of Rs 19,00,000 One-time Investment in Mutual Funds: A mutual fund is an asset class that parks funds in various assets like stocks, equity, and bonds on behalf of investors. There are a lot of benefits of investing in mutual funds, such as compounding benefits, diversification, rupee cost averaging, liquidity and many more. Therefore, strategic investment in mutual funds can be beneficial if you are looking for investment ideas.

Now, there are two types of investments in mutual funds: lump sum investment/lump sum investment and monthly investment. In this write-up, we will try to explain how your one-time investment in a mutual fund can grow significantly when you stay invested for the long term.

Let’s assume you are making a Rs 19,00,000 one-time investment in mutual funds and aiming to create a corpus of over Rs 3.23 crore. Now, can you guess how much time it will take? Let’s calculate and find –

One-time Investment in Mutual Funds: Assuming a 12% annualised return

For all the calculations, we are assuming a 12 per cent annualised return rate.

According to the calculations, you need to invest for at least 25 years in mutual funds to create over Rs 3.23 crore corpus with a Rs 19,00,000 one-time investment.

In 25 years, you can expect a total of Rs 3,04,00,122 (on average) as capital gains.

However, it should be noted that this is an expected return, and the actual amount may vary depending on the market conditions.

Consequently, at the end of 25 years, including the principal investment and capital gain, you will get a total of Rs 3,23,00,122.

• Total Investment Amount: Rs 19,00,000
• Capital Gains: Rs 3,04,00,122
• Total Approx. Return: Rs 3,23,00,122

(Disclaimer: Our calculations are projections and not investment advice. Do your own due diligence or consult an expert for financial planning.)