Say goodbye to your Social Security benefits if you make the following mistakes in June 2025

For nearly 70 million Americans, Social Security benefits are a crucial financial resource. However, the complexity of the system means even small missteps can have serious consequences. Here’s what to watch out for.

These monthly payments help cover basic living expenses and medical needs, particularly for retirees, people with disabilities, and low-income individuals and has 2700 different regulations in order to ensure it is effective and protected.

And as June 2025 approaches, individuals receiving benefits should remain vigilant, as specific actions or oversights may result in reduced or suspended payments so they do not miss out on their key cash.

Understanding when your Social Security check will arrive is essential for budgeting and avoiding financial disruptions and is the first step when it comes to identifying any errors in the system.

The Social Security Administration (SSA) assigns payment dates based on the recipient’s date of birth and the year benefits started:

• May 2, 2025: All beneficiaries who began receiving benefits before May 1997.
• May 14, 2025: Post-1997 beneficiaries with birthdays from the 1st to 10th.
• May 21, 2025: Post-1997 beneficiaries with birthdays from the 11th to 20th.
• May 28, 2025: Post-1997 beneficiaries with birthdays from the 21st to 31st.

Key errors that could stop your Social Security

While the above dates offer predictability, there are circumstances under which payments can be delayed, or cut off entirely.

So what are they? The following are some of the most common mistakes that could lead to financial loss in June 2025.

1. Earning Too Much After Retirement

Retirees who return to work may unknowingly exceed annual income thresholds. In 2025, if you are below full retirement age and earn more than $22,320, the SSA will reduce your benefits by $1 for every $2 you earn above that limit.

While earning additional income is not prohibited, it must be reported promptly to avoid overpayment penalties and benefit reductions.

2. Improvement in Medical Condition for Disability Recipients

Those collecting disability benefits are subject to periodic medical evaluations. If the SSA determines that your medical condition has improved enough for you to work again, they may terminate your disability benefits.

These reviews are not routine checkups-they are formal investigations that can directly affect your financial support.

3. Failure to Report Life Changes

The SSA requires that beneficiaries report significant life events, including:

moving to a new address, marriage, divorce, or death of a spouse, changes in income, and changes in dependents.

Failure to notify the SSA about these developments could result in suspension or cancellation of benefits.

These changes influence eligibility and payment calculations, making transparency essential.

4. Providing Inaccurate or False Information

Honesty during the application and update process is critical. Submitting false or incomplete information is grounds for immediate suspension of benefits.

The SSA conducts random audits and checks, and any discovered discrepancies can lead to penalties, legal consequences, or permanent loss of payments.

5. Extended Travel or Residence Abroad

If you leave the United States for more than 30 days, particularly if you receive Supplemental Security Income (SSI), you risk losing your benefits.

SSI requires beneficiaries to live within U.S. borders, and prolonged international stays could make you ineligible for continued payments.

If you’re planning extended travel, it’s important to consult the SSA about how your benefits may be affected.

6. Legal Issues and Criminal Records

Certain legal problems can also interfere with your payments and stop Social Security handouts.

If you have an outstanding arrest warrant, or have been incarcerated following a criminal conviction, then you may be at risk.