Shocking but true: These minors can receive Social Security benefits in the United States

Although many are unaware, there are minors in the United States who can receive monthly Social Security payments. Children and teenagers can directly receive benefits thanks to their parents’ work history, whether because they have retired, are disabled, or have passed away. This assistance is part of a program supported by the Social Security Administration (SSA), aimed at protecting families during times of economic vulnerability.

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Daniela Machorro

Which minors can receive money from Social Security?
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The SSA, which currently assists more than 71 million beneficiaries, clarifies that certain children of workers enrolled in the system are entitled to receive monthly payments if they meet specific requirements. This measure is part of an effort to help retired or disabled parents support their younger children, as well as to economically protect children who have lost one of their parents.

Who qualifies?
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Minors who can benefit from this program include:

• Biological children of a worker who contributed to Social Security.

• Adopted children or stepchildren, if they meet the specific conditions established by the SSA.

Additionally, for these minors to receive payments, one of the following circumstances must apply:

• The father or mother is retired and receiving Social Security benefits.

• The worker has passed away, and the child depends financially on the deceased.

• The parent has a disability recognized by the SSA.

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Daniela Machorro

Until what age can they receive benefits?
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Benefits for minors are not indefinite. As a general rule, they stop when the child turns 18, unless two exceptional situations apply:

• If the child is still attending school full-time in high school (12th grade or lower), they can continue receiving payments until they graduate or until they turn 19 years and 2 months, whichever comes first.

• If the child has a disability that started before the age of 22, they can continue receiving benefits into adulthood, as long as they meet the medical criteria established by the SSA.

This financial support can be essential for many families facing economic difficulties after the retirement, illness, or death of one of their breadwinners. Including children in the program is not only a financial relief but also a way to ensure that minors have a fair opportunity to continue their education and personal development.