Social Security Payment: Who Gets $5,108 And Who Has To Wait Until May?
A new round of Social Security payments begins on May 3, 2025, with some retirees eligible for checks up to $5,108. Here’s who qualifies, what dates to expect, and how to avoid delays.
Who Will Receive the $5,108 Social Security Payment on May 3?
Not all Social Security recipients will get their check on May 3. This specific date is set for Group 1 beneficiaries. To qualify for a payment on this day, you must meet one key requirement:
- You began receiving Social Security benefits before May 1997.
If you meet this criterion, you can expect your retirement, disability, or survivor benefit payment to hit your account on Friday, May 3, 2025. The amount can vary depending on your work history, but the maximum payment reaches up to $5,108.
Social Security Payment Schedule for May 2025
The Social Security Administration (SSA) divides payments into four groups based on when you started receiving benefits and your birth date. Here’s the breakdown:
| Group | Criteria | May 2025 Payment Date |
|---|---|---|
| Group 1 | Started benefits before May 1997 | May 3, 2025 (Friday) |
| Group 2 | Birthday: 1st–10th, benefits started after May 1997 | May 8, 2025 (2nd Wednesday) |
| Group 3 | Birthday: 11th–20th, benefits started after May 1997 | May 15, 2025 |
| Group 4 | Birthday: 21st–31st, benefits started after May 1997 | May 22, 2025 |
These dates apply to all types of Social Security benefits—retirement, disability (SSDI), and survivor benefits.
Why Didn’t I Get My April Social Security Payment?
If you didn’t receive your check in April, here are five possible reasons:
- You’re in Group 1 and your next payment isn’t due until May 3.
- Direct deposit info is outdated or incorrect.
- SSA administrative delays due to staffing changes or digital system rollouts.
- Bank processing issues or account holds.
- Your eligibility changed due to excess earnings or benefit recalculations.
Before contacting SSA, allow three business days beyond the expected payment date.
When Are Disability Benefits Sent in April?
Disability beneficiaries follow the same birthday-based payment schedule. However, in April 2025, many Group 4 recipients (birthdays 21st–31st) saw their payments delayed until April 23 due to administrative shifts.
If your disability check is still pending:
- Confirm your date of birth placement.
- Log into your MySSA account to verify payment status.
- Ensure your direct deposit is active.
How to Receive Payments Faster: Enable Direct Deposit
Using direct deposit can ensure your check arrives on time—even early in some cases. If you’re still receiving paper checks, here’s what to do:
- Visit ssa.gov and log into your account.
- Set up or update your banking information.
- Choose a secure method like Direct Express® Debit Mastercard® if you don’t have a bank.
This method minimizes delays from mail issues or fraud.
How Much Will You Get from Social Security?
Not everyone will receive the maximum $5,108 payment. The amount depends on several factors:
- Your lifetime earnings
- When you began collecting benefits
- Any cost-of-living adjustments (COLA)
Typical payments range from $1,800 to $3,500, but high earners retiring at full retirement age could receive up to $5,108.
Final Thoughts
If you’re a retiree or disability beneficiary expecting your Social Security payment in May 2025, mark your calendar and double-check your eligibility group. Group 1 recipients can expect up to $5,108 on May 3, while others will receive checks later in the month.