Social Security to send out payments today – Monday, Nov. 3: this is who’s getting a check
Some Americans are due to receive their latest benefits check today, as the Social Security Administration (SSA) issues the next round of payments on its distribution schedule for November.
Who’s getting paid by Social Security today, Nov. 3?
- Certain long-term beneficiaries
The SSA is to distribute checks to a particular group of long-term recipients of Social Security: specifically, those who began claiming retirement benefits, Social Security Disability Insurance (SSDI) or survivor pay before May 1997.
- Beneficiaries who also claim SSI
Today is also your payment date for retirement, SSDI or survivor benefits if you combine any of these programs with Supplemental Security Income (SSI) – a scheme for low-income Americans who are over 65 or have a disability.
November’s SSI money, meanwhile, was due to be issued on Friday, October 31 – a day earlier than usual, as this month began on Saturday.
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How much do recipients of retirement, disability and survivor benefits get?
Retired workers – who make up the vast the majority of the U.S.’s Social Security recipients – receive an average of $2,008.31 a month, the SSA says. Disabled workers are paid a monthly average of $1,582.95, while survivor benefits are worth an average of $1,575.30 per month.
How much money is do SSI beneficiaries get per month?
Per the SSA, SSI beneficiaries receive an average of $717.87 a month. The maximum SSI figure available to an individual claimant is $967 a month. Eligible couples can get up to $1,450 per month.
Some SSI recipients are eligible for a supplementary payment from their state. You can find out which states offer this extra money on the SSA website.
Social Security set to increase benefits amounts
In October, the SSA confirmed that its benefits recipients will see a 2.8% rise in their monthly checks from January 2026, as part of the agency’s annual cost-of-living adjustment. For Americans on retirement benefits, this will translate into an average increase of $56 per month, the SSA says.
When are November’s other Social Security checks being paid?
For retirement/SSDI/survivor beneficiaries who don’t belong to the long-term or dual groups of recipients described above, benefits will be sent out on one of three Wednesdays in November. Each individual’s designated Wednesday depends on the date of birth of the worker whose Social Security taxes accumulated their entitlement:
- Born on 1st to 10th of the month: Weds., Nov. 12
- Born on 11th to 20th of the month: Weds., Nov. 19
- Born on 21st to 31st of the month: Weds., Nov. 26
You can take a look at the SSA’s complete schedule of payments for 2025 in this online calendar shared by the agency.
So the shutdown isn’t impacting Social Security payments?
No: The SSA says the distribution of benefits “will continue with no change in payment dates”, despite the ongoing government shutdown, which has lasted for over a month – and is close to becoming the longest in U.S. history.
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