Stick to retirement savings plan even in uncertain times

They found the strategy wanting.

“Instead, it’s far better and simpler to get returns that are lower than equities with less risk,” they write. “For example, instead of putting $100 in the market, an investor could invest only $70 and put the other $30 in Treasury Bills.”

Keeping it simple is money smart.

Chris Farrell is senior economics contributor for “Marketplace” and a commentator for Minnesota Public Radio.