Suze Orman Says 'Everybody's In AI'—So When Friends Ask What To Invest In, She Tells Them 'Put 50% Of Your Money In VOO, Then Buy Nvidia, AMD, Palantir, IONQ'
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Most investors panic when they realize one part of their portfolio is doing all the heavy lifting. Suze Orman? She practically cheers it on.
In a recent episode of “Suze Orman’s Women & Money” podcast, Orman and her wife and co-host, KT, read a letter from a listener named Rachel. Her problem wasn’t overspending or debt — it was diversification anxiety.
“Hi KT and Suze,” Rachel wrote. “I love VOO as much as Suze, but I’m worried that the top 10 stocks now make up 38%.”
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The Vanguard S&P 500 ETF (NYSE:VOO) is a low-cost index fund that tracks the 500 biggest public companies in the U.S. It’s a staple for long-term investors who want simplicity and steady growth. But lately, that “500” has started to look a lot smaller, with tech and AI giants like Apple, Microsoft, and Nvidia taking up a growing share of the index.
As KT read the message, she paused and laughed. “It seems I’m buying the S&P 10 rather than the S&P 500.”
Orman didn’t disagree. “Yes,” she said immediately, “that’s why I like VOO.”
She then explained that today’s stock market operates differently than it did decades ago. “The top 10 stocks now make up 38% of it,” Orman said. She pointed out that whether investors choose SPDR funds — which track the S&P 500 — or broader options like Vanguard Total Stock Market ETF (NYSE:VTI), they’re often holding the same big names. “Everybody’s in AI,” she said.
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While many financial experts preach spreading money evenly across sectors, Orman took a completely different approach. “Not only do I love that you have VOO,” she said, “but I would actually, besides VOO, have you even more heavy-weighted in those stocks and have you buy even more of them on an individual basis.”
That’s when she shared the line that summed up her strategy:
“A lot of times when a friend or somebody asks me what should I invest in, I’ll say, all right, let’s put 50% of your money in VOO. And then let’s buy Nvidia, AMD, Palantir, IONQ, and all of those.”
Her point wasn’t to gamble on tech stocks — it was that diversification only helps if you’re positioned where the growth actually is. “Diversification, not in the right sector, will leave a lot of money on the table in these kinds of markets,” she said.
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Orman even said that she made a personal shift in the same direction. “I switched from the VTI, the Vanguard Total Stock Market Index, to VOO because I wanted more concentration in those top 10 stocks.”
Before wrapping up, KT made sure newer listeners weren’t left behind. “Tell everyone what VOO means,” she asked.
“It’s just the Vanguard Standard and Poor’s 500 ETF,” Suze replied. “Just that simple.”
Simple, yes — but bold. Orman’s advice may sound counterintuitive, but her message was clear: in a market ruled by innovation, sometimes spreading out too much can mean missing out altogether.
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This article Suze Orman Says ‘Everybody’s In AI’—So When Friends Ask What To Invest In, She Tells Them ‘Put 50% Of Your Money In VOO, Then Buy Nvidia, AMD, Palantir, IONQ’ originally appeared on Benzinga.com