Top 4 PSU Mutual Funds With up to 59% SIP Gains in 6 Months: No.1 fund has converted Rs 30,000 Monthly SIP into Rs 2,05,728

Top 4 PSU Mutual Funds With Best SIP Returns in 6 Months: PSU mutual funds have heavy investments (at least 80 per cent) in PSU stocks, generating high returns when PSU stocks are rising and vice versa. Since they are highly reliant on one type of stocks, PSU funds are risky and may not be suitable for investors who want to hold them for a short period. In the last 6 months, PSU stocks have recovered fast.

It led to the re-rise of PSU funds, which had fallen into negative territory for some months.

As a result, in the last 6 months, PSU funds have generated SIP returns as high as 59 per cent.

Here, we take you through the top 4 PSU mutual funds with the highest SIP returns in 6 months.

Also know how an Rs 30,000 monthly SIP investment in each fund has grown during that period.

Invesco India PSU Equity Fund Direct-Growth

The fund has given a 58.65 per cent SIP return in 6 months.

It has assets under management (AUM) of Rs 1,439 crore, while its net asset value (NAV) as on July 14, 2025, was Rs 77.23.  

Benchmarked against BSE PSU TRI, the fund has given a 17.34 per cent annualised return since its launch in January 2013.

At an expense ratio of 0.94 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment. 

A Rs 30,000 monthly SIP investment in the 6-month period, or a total investment of Rs 1,80,000, has swelled to Rs 2,05,728.

Aditya Birla Sun Life PSU Equity Fund Direct-Growth

The fund has given a 37.41 per cent SIP return in the 6-month period.

It has AUM of Rs 5,687 crore, while its NAV as on July 14, 2025, was Rs 36.38.  

Benchmarked against BSE PSU TRI, the fund has given a 26.14 per cent annualised return since its inception in December 2019.

With an expense ratio of 0.53 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment. 

A Rs 30,000 monthly SIP investment in the fund has converted into Rs 1,97,258 in the 6-month time frame.

SBI PSU Direct Plan-Growth

The fund has given a 36.87 per cent SIP return in the 6-month time frame.

It has an asset base of Rs 5,427 crore, while its NAV as on July 14, 2025, was Rs 35.46.  

Benchmarked against BSE PSU TRI, the fund has given a 12.12 per cent annualised return since its debut in January 2013.

At an expense ratio of 0.85 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 30,000 monthly SIP investment in the fund has grown to Rs 1,97,029 in the 6-month period.

ICICI Prudential PSU Equity Fund Direct – Growth

The fund has given a 30.80 per cent SIP return in 6 months.

It has AUM of Rs 2,059 crore, while its unit price as on July 14, 2025, was Rs 21.6.  

Benchmarked against BSE PSU TRI, the fund has given a 31.08 per cent annualised return since its beginning in August 2022.

With an expense ratio of 0.86 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.  

A Rs 30,000 monthly SIP investment in the fund has jumped to Rs 1,94,451 in the 6-month time frame.