Top 5 SBI Mutual Funds With Best Returns in 1 Year: Gold fund at No. 1 spot has converted Rs 2,00,000 one-time investment into Rs 2,62,000

Top 5 SBI Mutual Funds With Best Returns in 1 Year: Being the largest asset management company (AMC), SBI Mutual Fund House runs many schemes in equity, hybrid, and debt funds.

Even as leading indices, BSE Sensex and Nifty 50, have been going through sharp fluctuations in the last 1 year, many SBI funds have emerged as gainers in such a market scenario.

SBI Gold Fund has emerged the top gainer, rising over 30 per cent.

Among other funds, sectoral, multi cap, multi asset allocation, and index funds have also witnessed growth in the 1-year time frame.

Here, we take you through the top 5 SBI mutual fund schemes that have given highest lump sum returns (CAGR) in 1 year.

Also know how a Rs 2,00,000 one-time investment in each fund has performed in the same period. 

SBI Gold Direct Plan-Growth

The gold fund has given 31.10 per cent annualised return in the 1-year period.

It has assets under management (AUM) of Rs 3,225 crore, while its net asset value (NAV) is Rs 26.86 as on March 13, 2025.  

Benchmarked against the domestic price of gold, the fund has given 7.79 per cent annualised return since its launch in January 2013.

With an expense ratio of 0.1 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 200,000 one-time investment in 1 year in the fund has converted into Rs 2,62,000.

SBI Healthcare Opportunities Fund Direct Plan-Growth

The sectoral fund has given 20.41 per cent annualised return in 1 year.

It has AUM of Rs 3,313 crore, while its NAV is Rs 450.04 as on March 13, 2025.  

Benchmarked against BSE Healthcare TRI, the fund has given 17.91 per cent annualised return since its inception in January 2013.

At an expense ratio of 0.97 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 200,000 one-time investment in 1 year in the 1-year time frame has zoomed to Rs 2,41,000.

SBI Multicap Fund Direct – Growth

The multi cap fund has given 14.53 per cent annualised SIP return in the 1-year time frame.

It has an asset base of Rs 17,579 crore, while its unit price is Rs 15.44 as on March 13, 2025.  

Benchmarked against Nifty 500 Multicap 50:25:25 TRI, the fund has given 14.85 per cent annualised return since its debut in February 2022.

With an expense ratio of 0.46 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 200,000 one-time investment in the 1-year period has ballooned to Rs 2,29,000.

SBI Banking & Financial Services Fund Direct-Growth

The fund has given 13.60 per cent annualised SIP return in the 1-year period.

It has a fund size of Rs 6,475 crore, while its NAV is Rs 40.24 as on March 13, 2025.  

Benchmarked against NIFTY Financial Services TRI, the fund has given 14.6 per cent annualised return since its beginning in February 2015.

At an expense ratio of 0.9 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 200,000 one-time investment in 1 year has jumped to Rs 2,27,000.

SBI Multi Asset Allocation Fund Direct-Growth

The fund has given 9.98 per cent annualised SIP return in 1 year.

Its AUM is Rs 7,132 crore, while its unit price is Rs 59.58 as on March 13, 2025.  

Benchmarked against BSE 500 TRI (45), CRISIL Composite Bond Index (40), Domestic Price of Gold (10), Domestic Price of Silver (5), the fund has given 11.86 per cent annualised return since its starting in January 2013.

With an expense ratio of 0.65 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 200,000 one-time investment in the 1-year time frame has swelled to Rs 2,20,000.