Top 5 SBI Mutual Funds With Best SIP Returns in 5 Years: PSU fund at No. 1 spot has converted Rs 18,888 monthly SIP into Rs 24.55 lakh corpus

Top 5 SBI Mutual Funds With Best SIP Returns in 5 Years: SBI Mutual Fund house has the largest asset under management (AUM) under its umbrella among all mutual fund houses in India, including PSU fund houses. The fund house has estimated assets of Rs 11,16,708 crore. It runs as many as 125 schemes under equity, hybrid, and debt funds. Some of its schemes have completed 3 decades. Many of the fund house’s schemes have been consistent performers in the short and long terms.

Here, we take you through the top 5 SBI mutual funds with highest annualised SIP returns (XIRR) in the 5-year period.

Know how an Rs 18,888 monthly investment in each of them has performed in that time frame.

SBI PSU Direct Plan-Growth

The fund has given 31.55 per cent annualised SIP return in the 5-year period.

It has assets under management (AUM) of Rs 4,149 crore, while its net asset value (NAV) as on April 1, 2025, was Rs 32.77.  

Benchmarked against BSE PSU TRI, the fund has given 11.7 per cent annualised return since its inception in January 2013.

At an expense ratio of 0.96 per cent, the fund has Rs 500 as the minimum SIP and Rs 5,000 as the minimum lump sum investment. 

A Rs 18,888 monthly SIP investment in 5 years, or a total investment of Rs 11,33,280, has jumped to Rs 24.55 lakh.

SBI Contra Direct Plan-Growth

The fund has given 26.19 per cent annualised SIP return the 5-year time frame.

It has assets under management (AUM) of Rs 1,284 crore, while its net asset value (NAV) as on April 1, 2025, was Rs 388.44.  

Benchmarked against BSE PSU TRI, the fund has given 16.54 per cent annualised return since its launch in January 2013.

With an expense ratio of 0.76 per cent, the fund has Rs 500 as the minimum SIP and Rs 5,000 as the minimum lump sum investment. 

A Rs 18,888 monthly SIP investment in the 5-year period has converted into Rs 21.62 lakh.

SBI Infrastructure Fund Direct-Growth

The fund has given 24.53 per cent annualised SIP return in the 5-year period.

It has a fund size of Rs 4,325 crore, while its unit price as on April 1, 2025, was Rs 49.44.  

Benchmarked against NIFTY Infrastructure TRI, the fund has given 15.28 per cent annualised return since its debut in January 2013.

At an expense ratio of 0.84 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 18,888 monthly SIP investment in the fund has jumped to Rs 20.78 lakh in the 5-year time frame.

SBI Long Term Equity Fund Direct Plan-Growth

The fund has given 23.59 per cent annualised SIP return in 5 years.

Its AUM is Rs 25,724 crore, while its NAV as on April 1, 2025, was Rs 436.69.  

Benchmarked against BSE 500 TRI, the fund has given 16.41 per cent annualised return since its starting in January 2013.

With an expense ratio of 1.07 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment. 

A Rs 18,888 monthly SIP investment in the fund has grown to Rs 20.32 lakh in 5 years.

SBI Healthcare Opportunities Fund Direct Plan-Growth

The fund has given 21.97 per cent annualised SIP return in 5 years.

It has AUM of Rs 3,313 crore, while its NAV as on April 1, 2025, was Rs 461.71.  

Benchmarked against BSE Healthcare TRI, the fund has given 18.09 per cent annualised return since its debut in January 2013.

At an expense ratio of 0.97 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment. 

A Rs 18,888 monthly SIP investment in the fund has jumped to Rs 19.54 lakh in the 5-year period.