When do you get your Social Security payment for September? See schedule

Social Security payments for the month of September follow a normal schedule. But recipients who were previously overpaid by the Social Security Administration may need to take action to avoid smaller benefit checks.

Back in April, the Social Security Administration (SSA) announced it would begin withholding 50% of a recipient’s monthly check to make up for any overpayment issued in the past. The agency began issuing overpayment notices on April 25, 2025 and would start withholding 50% of the recipient’s benefits after about 90 days (or approximately July 24, at the earliest), until the overpayment is repaid.

During those 90 days, anyone who gets a notice of overpayment can ask the SSA to reconsider, waive or change the repayment rate.

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Social Security overpayments: How big of a problem?

An overpayment can happen when the SSA incorrectly calculates a person’s benefits or when a beneficiary fails to update a change in income.

Social Security paid out nearly $72 billion in improper payments – most made up by overpayments – during fiscal years 2015-2022, according to a report from the Social Security Administration’s Office of the Inspector General, issued in August 2024.

Improper payments accounted for less than 1% of the almost $8.6 trillion in benefits paid during that 8-year period. As of September 2023, the agency had $23 billion in uncollected overpayments, according to the report.

Social Security payment schedule for September

Social Security benefits – paid mostly to recipients who are older or retired – are typically paid on Wednesdays. On the second Wednesday of the month (this month, that’s Sept. 10), persons whose birthdays fall between the first and 10th days of their birth month, according to Social Security Administration’s calendar.

Subsequent payments go out on the following Tuesdays: recipients born between the 11th and 20th are paid on the third Wednesday (Sept. 17), and those born after the 20th of the month get payments on the fourth Wednesday of the month (Sept. 24), according to the SSA calendar. Social Security recipients who began getting benefits before May 1997 are paid on Sept. 3.

The Social Security Administration’s yearly schedules of benefit payments for 2025 and 2026 are available online, so you can check the calendar for budgeting purposes.

Regular Social Security retirement benefits for the month of September will be sent out on the SSA’s usual schedule:

• Wednesday, Sept. 10: Birth dates between the first and 10th of the month.

• Wednesday, Sept. 17: Birth dates between the 11th and 20th of the month.

• Wednesday, Sept. 24: Birth dates between the 21st and 31st of the month.

SSI payment schedule for September, rest of 2025 and into 2026

Recipients of Supplemental Security Income checks are typically issued payments on the first business day of the month. However, since Sept. 1 is Labor Day, those payments will be issued Aug. 29. SSI checks will be sent out on the following dates in 2025 and early 2026, according to the SSA calendar:

• Friday, Aug. 29, 2025 (Check for September 2025)

• Wednesday, Oct. 1, 2025 (Check for October 2025)

• Friday, Oct. 31, 2025 (Check for November 2025)

• Monday, Dec. 1, 2025 (Check for December 2025)

• Wednesday, Dec. 31, 2025 (Check for January 2026)

• Friday, Jan. 30, 2026 (Check for February 2026)

• Friday, Feb. 27, 2026 (Check for March 2026)

What is SSI?

Supplemental Security Income (SSI) is a benefit program for persons with limited income or resources, those aged 65 or older, and those who are blind or have a qualifying disability. Children with qualifying disabilities are also eligible, according to the SSA’s website. Adults who qualify for SSI typically do not have monthly wages above $2,019.

If you think you may be eligible for SSI, you can begin the application process online, in person at your local Social Security office, or by calling 1-800-772-1213 (TTY 1-800-325-0778) from 8 a.m. to 7 p.m. local time during the work week.

Mike Snider is a national trending news reporter for USA TODAY. You can follow him on Threads, Bluesky, X and email him at  mikegsnider  &  @mikegsnider.bsky.social  &  @mikesnider & msnider@usatoday.com

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This article originally appeared on USA TODAY: Social Security payments September 2025: When do you get your check?