When will Social Security payments arrive in November 2025? See schedule

Most people who receive Social Security retirement benefits will see their monthly payments in November 2025 as usual — with checks and direct deposits distributed according to the Social Security Administration’s standard schedule.

However, some confusion has surfaced as Supplemental Security Income (SSI) recipients will not receive a payment during the month of November. While SSI and Social Security are separate programs, about half of SSI recipients also receive Social Security, which is why the distinction matters.

Social Security retirement payment dates for November 2025

If you receive regular Social Security benefits (not SSI), your payment will arrive on one of the following dates, based on your birthdate and when you first began collecting benefits:

If you receive regular Social Security (retirement or SSDI), your payment will still arrive in November. Those payments follow a separate schedule, based on your birth date or the date you first started receiving benefits:

• Nov. 3 – People who began receiving benefits before May 1997

• Nov. 12 – Birthdates between the 1st and 10th

• Nov. 19 – Birthdates between the 11th and 20th

• Nov. 26 – Birthdates between the 21st and 31st

You can also view the SSA’s full 2025 payment calendar on its official website.

Why some people won’t receive a payment in November

People who receive only SSI benefits will not receive a payment in November because their usual deposit date — the 1st of the month — falls on a Saturday.. As a result, the Social Security Administration issues payments early. Those payments will be issued on Friday, Oct. 31, making it appear as though there’s no November payment — but recipients still receive 12 total payments in the year.

This is standard SSA policy: when the 1st falls on a weekend or federal holiday, SSI payments are made on the preceding business day.

How does the ongoing shutdown impact Social Security?

The shutdown began on Oct. 1 and as a result hundreds of thousands of federal employees have been furloughed, including many at the SSA. As a result, some Social Security services are currently limited.

Social Security benefits, however, will not be interrupted during a government shutdown despite the lapse in federal funding appropriations. These benefit programs are considered mandatory spending by law, and are not dependent on congressional approval, so they are not impacted by the lapse in funding appropriations. Payments are still distributed on a regular schedule during the shutdown.

More: How the shutdown is affecting Social Security in NY. What to know

Need help with a missing Social Security payment?

If your scheduled payment doesn’t show up, SSA advises waiting three mailing days before contacting them. Most payments are issued electronically and arrive on time.

You can also contact SSA by phone at 1-800-772-1213 or TTY 1-800-325-0778, Monday through Friday, 8 a.m. to 7 p.m. local time.

Social Security offices in upstate New York

Here are several SSA office locations in upstate New York state (outside NYC and Long Island):

• Albany County: 11 A Clinton Ave., Room 430, Federal Building

• Broome County: 2 Court St., Suite 300, Binghamton

• Erie County: 478 Main St., Suite 200, Buffalo; 1900 Ridge Road, Suite 120, West Seneca

• Monroe County: 200 E. Main St. (second floor), Rochester; 4050 W. Ridge Road (second floor), Greece

• Onondaga County: 100 S. Clinton St., Federal Building (fourth floor), Syracuse

USA Today contributed to this report

This article originally appeared on Rockland/Westchester Journal News: Social Security payment schedule for November 2025: See dates