The Daily Editor

Factors influencing current mortgage rates

Today’s mortgage rates are influenced by economic and market conditions, as well as personal factors. The rate you’re quoted by a lender might be higher or lower than the national average. Here are some of the items considered when calculating your mortgage rate:

• 10-year Treasury yield: Current mortgage rates,

 » Read more about: Mortgage Rates Today, July 8, 2026: 30-Year Rates Fall to 6.54%  »

US stocks are expected to extend losses on Wednesday after oil prices spiked following an exchange of strikes between the US and Iran that led to President Donald Trump declaring the ceasefire “over”. 

Dow Jones futures were down 1.1%, with S&P 500 futures pointing to a 0.9% drop,

 » Read more about: Dow Jones and Nasdaq called lower as Trump says Iran ceasefire 'over'  »

 » Read more about: Can Investing in Micron Stock Make You a Millionaire?  »

U.S. stock futures moved sharply lower on Wednesday after President Donald Trump said the interim peace framework with Iran had effectively collapsed, adding fresh geopolitical uncertainty to already fragile market sentiment.

By 09:03 GMT,

 » Read more about: Wall Street Futures Fall as Trump Declares Iran Peace Framework “Over”: Dow Jones, S&P, Nasdaq  »

Key Points

• Domino’s Pizza has gained market share from rivals.

• It continues to expand locations.

• The stock price will rebound sharply once consumers feel more comfortable spending money.

It can prove psychologically difficult to buy a stock whose price has dropped,

 » Read more about: Domino's Pizza Stock Is Down 32% and Still the Dominant Player. Here's Why I'd Buy Now.  »

 » Read more about: Stocks making the biggest moves premarket: United Airlines, Micron, Chevron & more  »

If there was ever any question that Berkshire Hathaway (BRKA +0.02%)(BRKB 0.51%) believes in buying and holding high-quality blue chip stocks, this will wipe away any doubt: Over half of Berkshire’s current stock portfolio consists of stocks that are also one of the 30 tickers that make up the Dow Jones Industrial Average.

 » Read more about: Warren Buffett's Hand-Picked Successor, Greg Abel, Has 58% of Berkshire Hathaway's Portfolio Invested in Just 5 Dow Stocks. Here's My Top Pick for July.  »

 » Read more about: Cathie Wood Buys $7 Million of SpaceX Stock After Unloading Alibaba  »

Many financial experts tell all retirees to delay Social Security for as long as
possible. However, Dave Ramsey takes a different view. He has repeatedly said
that claiming benefits at 62 can make sense, even though doing so reduces your
monthly check.

The catch is that Ramsey’s advice comes with a condition that’s easy to
overlook.

 » Read more about: Dave Ramsey Says You Should Take Social Security at 62, But Only if You Do This One Thing  »

Index funds have long been one of the most beginner-friendly ways to put your money to work,

 » Read more about: 5 Best Index Funds For Beginners  »