11.59K Followers
Juan de la Hoz has worked as a fixed income trader, financial analyst, operations analyst, and as an economics professor.
» Read more about: FLXR And BINC: Both Diversified, Higher-Quality Bond ETFs, Both Buys »
“The interest rate has doubled since I borrowed.”
“I didn’t think it would rise at this pace.”
“I’m worried if I can keep making these payments…”
Even if you anticipated interest rate hikes when you took out your mortgage, it’s a different story when it actually starts affecting your repayments.
I personally thought I had taken out a mortgage that I could comfortably repay even if rates rose by 3%,
The maximum Social Security benefit in 2026 is $5,181 monthly, nearly double the average recipient’s $2,086 payment.
Qualifying for the maximum requires 35 years of earnings at or above the $184,500 wage cap and claiming at age 70.
Funding an IRA or 401(k) early in your career can supplement Social Security and potentially exceed $5,181 in total monthly retirement income.
Treasury bond yields have increased substantially due to concerns about inflation, the national debt, and growing corporate bond supply.
The 10-year Treasury bond yielded more than 5% when the market closed on Sept. 18, marking the highest payout in nearly two decades.
Last year, semiconductor company Sandisk (NASDAQ:SNDK) was the best-performing stock in the S&P 500 (SNPINDEX:^GSPC). Historically, stocks that have claimed that title have often recorded strong returns in the following year.
Indeed, Sandisk shares have advanced 695% in 2026, as the company has benefited from insatiable demand for memory chips fueled by artificial intelligence boom.
Currently, a very important change is occurring in how we view global interest rates.
In conclusion,
“Crude oil prices have fallen for the time being, and long-term interest rates have also dipped. However, central banks around the world are actually moving toward raising rates.”
That is the situation.
The U.S. 10-year yield broke through 5% last week.
» Read more about: [Today's Interest Rates] Concerns over rate hikes weigh on the market »
Palantir Technologies (PLTR +1.04%) has benefited from nearly unprecedented success. The popularity of and the productivity gains driven by its Artificial Intelligence Platform (AIP) led to gains of nearly 2,700% from its low in December 2022.
Consequently, some analysts have speculated about the future of Palantir stock,
» Read more about: Could Palantir Be the Next Stock Added to the Dow Jones? »
Nvidia management said that based solely on demand for its processors, it could easily double its sales in fiscal 2028.
Supply constraints on manufacturing mean 70% sales growth is more likely.
The expected growth in the use of AI agents over the next several years could fuel further growth for Nvidia.
