The Daily Editor

Hello. I am Haruka Koshimizu, an attorney.

“Aren’t banks and Shinkin banks both just ‘banks’?”

Actually, there are many CEOs who think that way. The atmosphere at the counters is similar, and both lend money. However, please discard that way of thinking immediately.

Banks and Shinkin banks are completely different things,

 » Read more about: Why the CEO who refinanced everything to a bank because 'Shinkin banks have high interest rates' cries on rainy days—Banks and Shinkin banks are 'different creatures.' How to …  »

With more opportunities to see news about rising interest rates, I feel that the worry of ‘Should I start making early repayments?’ is becoming a more realistic concern for child-rearing generations carrying home loans.

Our family also received a notice of a change in our home loan interest rate, and there was a moment where we truly felt the increased burden in terms of interest.

 » Read more about: #15 [FIRE Strategy for Dads in Their 40s] Don't Panic Over Rising Interest Rates! Our Family's Realistic Decision to Prioritize 'Dividend Self-Generation' Over Early Mortgage …  »

Hello. I am SHIINA, and I work in real estate in Fukuoka City.

This time, I would like to talk about “interest rates,” which many people are currently concerned about.

Recently, the Bank of Japan raised its policy interest rate again. Seeing the term “rate hike” in the news, some of you might be wondering:
“Will the price of my house go down?”

 » Read more about: Why Real Estate Prices Tend to Fall When Interest Rates Rise | What You Should Know Before Selling Your Home  »