The Daily

Factors influencing current mortgage rates

Today’s mortgage rates are influenced by economic and market conditions, as well as personal factors. The rate you’re quoted by a lender might be higher or lower than the national average. Here are some of the items considered when calculating your mortgage rate:

• 10-year Treasury yield: Current mortgage rates,

 » Read more about: Mortgage Rates Today, October 3, 2025: 30-Year Rates Remain Unchanged at 6.36%  »

On this particular Friday, at 8:30 a.m. ET, the Bureau of Labor Statistics was supposed to release the September jobs report.

Instead, the agency behind the market-moving release — data that has starkly become even more important, given economic uncertainty — is almost entirely dark due to the federal shutdown.

 » Read more about: Absent a jobs report, here are some other ways of looking at the US labor market  »

Millions of Americans are to receive their monthly Social Security benefits next week, with payments expected to go out on time despite the U.S. government shutdown.

“No change in payment dates”

The Social Security Administration (SSA) has assured recipients that the distribution of benefits “will continue with no change in payment dates”.

 » Read more about: Social Security is issuing payments on Wednesday, October 8: find out who’s getting a check  »

 » Read more about: This S&P 500 sector gauge points to ‘excessive’ confidence and imminent pullback  »

SoFi Technologies recently began rolling out Level 1 options trading for Invest members, introducing commission-free access to foundational strategies like covered calls and cash-secured puts, while …

 » Read more about: Could SoFi (SOFI) Unlock Deeper User Engagement With Its Latest Options Trading Expansion?  »

 » Read more about: Stock market today: Trade setup for Nifty 50, US govt shutdown to gold prices; 8 stocks to buy or sell  »

Biogen (BIIB) shares recorded their fifth consecutive day of increases,

 » Read more about: BIIB Stock: Is Biogen Still A Buy After The 14% Spike?  »

From Europe’s broad MiCA framework to Asia’s increasingly disparate lines of regulation and licensing, authorities are framing the crypto space with greater specificity. Lawyers now face the challenging task of interpreting, advising, and ensuring compliance in a borderless world.

Cryptocurrency regulation is one of the biggest challenges in financial law today.

 » Read more about: Navigating Cryptocurrency Regulation: Key Legal Challenges Worldwide  »

Flexi-cap mutual funds are designed to provide investors with the flexibility to invest across large-, mid-, and small-cap stocks, adjusting allocations based on market conditions.

Deviprasad Nair, Head of Mutual Fund, PMS, and AIF at Helios Capital Asset Management India, explains how these funds can generate growth across market cycles while staying aligned with SEBI guidelines.

 » Read more about: How flexi-cap mutual funds can deliver growth across market cycles, explains Helios MF Head  »

 » Read more about: Federal government shutdown delays jobs report release, adding economic uncertainty  »