The Daily

Every good retirement plan accounts for market volatility, inflation and longevity. But the biggest threat to retirement success is one that is often overlooked: human behavior.

Whether it’s fear during a market downturn or greed during a furious rally, investors routinely undermine their own long-term interests by reacting emotionally to short-term noise.

 » Read more about: The Hidden Risk Lurking in Most Retirement Plans: Human Behavior  »

The inclusion of cryptocurrency in US retirement plans could mark a milestone for Bitcoin adoption and unlock billions of dollars in new capital, potentially pushing the asset above $200,000 by the end of 2025, according to André Dragosch, head of European research at crypto asset manager Bitwise. 

President Donald Trump paved the way for cryptocurrency inclusion in US 401(k) retirement plans by signing an executive order on Aug.

 » Read more about: Crypto in US 401(k) retirement plans may drive Bitcoin to $200K in 2025  »

Market overview

The cryptocurrency market cap fell by another 0.4% to $3.87 trillion. The market is plunging below the former resistance level, raising speculators’ fears of a possible major correction towards $3.6 trillion.

Bitcoin fell to $114.7k, rolling back to levels seen two weeks ago and below the medium-term trend line,

 » Read more about: Cryptocurrency market nervousness grows  »

The past one year was full of ups and downs for the stock market. FIIs selling, US tariff drama, other global events and concerns around central bank interest rates – all led to volatility in the domestic equity market. In such an environment, mutual funds too were impacted,

 » Read more about: 5 cheapest thematic funds to invest in 2025  »

 » Read more about: What I Learned Trying to Factor Social Security Into My Retirement Plans  »

 » Read more about: Travelling to Thailand for a holiday? Here's how you can use cryptocurrency  »

If you are looking to diversify your portfolio while keeping things simple, multi asset allocation funds could be the answer. These funds invest in a mix of equity, debt, and gold or other commodities, offering a single window solution for diversification in mutual funds. Instead of tracking three separate funds, investors can benefit from a professionally managed portfolio that spreads risk across asset classes.

 » Read more about: Multi Asset Funds 101: One Fund, Three Asset Classes  »

The Shanghai Composite Index closed at its highest level since August 19,

 » Read more about: Mainland Chinese stocks hover at 10-year high as investors remain bullish  »

 » Read more about: Are investors truly diversified across various investment styles when they choose distinct mutual fund portfolios?  »

 » Read more about: Warren Buffett's Berkshire Hathaway Just Exited Its Stake in T-Mobile and Loaded Up on an Artificial Intelligence (AI) Infrastructure Stock That's Risen 7,850% Since Its IPO  »