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Social Security, Medicare top of mind for Montanans heading into Election Day

A high portion of Montanans are 65 and older, but those who receive Social Security benefits are facing a 22% cut in 2032 without action from Congress.

That’s according to data from the Social Security Administration.

The topic is a question from voters, and it was a rallying point for at least one political candidate on the ballot in Montana this year.

 » Read more about: Social Security, Medicare top of mind for Montanans heading into Election Day  »

If Social Security Isn't Your Retirement Fund, What Exactly Are You Paying For?

A viral debate about American Social Security has revived an uncomfortable question: if a worker and their employer collectively contribute roughly $10,500 annually toward Social Security, why might that worker’s projected retirement benefit amount to just $31,800 a year, rather than the income potentially generated by investing those contributions privately?

The question, raised in an October 22,

 » Read more about: If Social Security Isn't Your Retirement Fund, What Exactly Are You Paying For?  »

Stock Market Rises On Fed Interest Rate Decision; Alphabet, Microsoft Diverge On Earnings Late

The stock market finished modestly higher Wednesday after the Federal Reserve held its key interest rate steady despite higher inflation and dissenting votes from two of 12 policymakers. After the close, Alphabet (GOOGL) and Microsoft (MSFT) were big earnings movers, but in different directions. Alphabet shares plunged 9% in extended trading,

 » Read more about: Stock Market Rises On Fed Interest Rate Decision; Alphabet, Microsoft Diverge On Earnings Late  »

Stock Market Today: Alphabet Stock Drops Sharply After Revenue Miss

Results from Google owner Alphabet and Microsoft have hit the tape, and investors are giving the tech giants mixed reviews.

Alphabet shares are slumping more than 10% in afterhours trading, which if it holds through tomorrow would be its sharpest drop in three years. The Google-parent reported revenue of $127.6 billion,

 » Read more about: Stock Market Today: Alphabet Stock Drops Sharply After Revenue Miss  »

Federal Reserve holds interest rates steady in face of persistent inflation

Federal Reserve officials held interest rates steady Wednesday despite stubborn inflation. 

The central bank’s Federal Open Market Committee (FOMC) voted 10-2 to keep the benchmark federal funds rate range at 3.75 percent to 4 percent.

“The committee believes that the accumulation of more information will help it determine the policy stance appropriate to ensure a timely return of inflation to the 2 percent goal,”

 » Read more about: Federal Reserve holds interest rates steady in face of persistent inflation  »

An EV Business Revival and Potential SpaceX Merger: Is Tesla Stock a Buy?

Tesla (NASDAQ: TSLA) stock is increasingly looking like a buy, as its electric vehicle (EV) business has started to rebound and there is a strong possibility of a merger with Space Exploration Technologies (NASDAQ: SPCX) on the horizon. While the stock has bounced back from its summer lows, it is still down double digits on the year and up just over 25% over the past five years,

 » Read more about: An EV Business Revival and Potential SpaceX Merger: Is Tesla Stock a Buy?  »

Challenging Japanese Stock Swing Trading with ChatGPT #43

I continue to engage in short-term swing trading, where I purchase Japanese stocks during my weekday lunch break and, in principle, sell them during the next business day’s lunch break. I use ChatGPT for stock selection and trading decisions, and I am verifying with my own money whether it is actually possible to make a profit in Japanese stock trading using AI.

 » Read more about: Challenging Japanese Stock Swing Trading with ChatGPT #43  »

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