Former Bank of Japan official, PhD in Mathematics from the University of Tokyo, and former Chief Interest Rate Strategist at Nomura. I achieved the first-ever 3rd place ranking in two categories (Bonds and Securitization) in the Nikkei Veritas analyst rankings. Based on my experience of making 400 proposals a year to institutional investors, I will break down the ‘essence of finance’
Hello everyone!
Suddenly, have you ever heard the saying, ‘when interest rates rise, banks make money’?
Truth be told, I only had a vague understanding that ‘it seems to be the case,’ and if asked to explain it properly, I wouldn’t have been confident! Haha.
In this morning’s session,
Social Security serves as the financial floor for many retirees, but it’s rarely a high enough ceiling to cover the full cost of living. As of December 2025, the average retired-worker benefit is $2,071.30 per month, according to the Social Security Administration (SSA). That amounts to about $24,855.60 per year.
Image source: Getty Images.
» Read more about: Here's What the Average Social Security Benefit Actually Covers »
Social Security recipients will learn later this month how much their benefits will increase in 2027, and the monthly amount varies by when you start drawing retirement benefits. The most current data from the Social Security Administration shows the average retirement benefit is $2,079 a month, and people can start receiving benefits as early as age 62.
» Read more about: What’s the Average Social Security Benefit at Age 62, 65 and 70? »
The benchmark S&P 500 and the Nasdaq hit record highs on Tuesday as Treasury yields eased from multi-year highs and oil prices fell, while investors looked ahead to the upcoming quarterly earnings season.
Most of the ‘Magnificent Seven’ stocks ticked higher, with Meta, Tesla, Amazon.com and Microsoft all up between 0.5% and 1.7%.
» Read more about: S&P 500, Nasdaq hit record highs as Treasury yields stall, oil slips »
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» Read more about: How mutual funds play across market caps »
As the craze of earnings season draws to a close, here’s a look back at some of the most exciting (and some less so) results from Q2. Today, we are looking at renewable energy stocks,
» Read more about: Bloom Energy (NYSE:BE) Q2 Earnings: Leading The Renewable Energy Pack »
NEW YORK (AP) — The U.S. stock market is closing in on an all-time high on Tuesday.
The S&P 500 climbed 0.6% and is on track to finish the day above its record closing level set in August. Even with worries about war, high inflation and cranked-up pressure from the bond market continuing to weigh on it,
Don’t let two high-profile tech stocks hitting record highs lead you to believe that we are set up for a dot-com-style bubble burst.
Tech’s valuation expansion is far more restrained than during the late-90s internet bubble, Truist chief strategist Keith Lerner pointed out (see the chart below).
Lerner’s work shows tech’s forward price-to-earnings ratio surged nearly 250% before the March 2000 tech bubble peak.
» Read more about: Nvidia and AMD just hit record highs, but tech stocks still look cheap »