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In July 2026, the Social Security Administration paid an average of $2,085.98 per month to 54.8 million retired workers, while spouses of retired workers received an average of $986.53. Buried inside that spousal category is a benefit that a large number of divorced Americans qualify for and never claim: a check based on an ex-spouse’s earnings record that is worth up to half of the ex’s full retirement amount,

 » Read more about: Divorced After a 10-Year Marriage? Social Security Owes You Up to Half Your Ex’s Check, and It Costs Them Nothing. Most Never File.  »

Key Points

• Last September, the S&P 500 rose by 3.5%, but when the market was crashing in 2022, it declined more than 9% during the month.

• Given how hot the stock market has been in recent years, a pullback may be overdue.

• Trying to time the market,

 » Read more about: September Is Historically the Worst Month for the Stock Market. Is Now the Time to Cash Out?  »

Get ready for a consumer slowdown to hit the US economy, Goldman Sachs warns.

The Wall Street bank is flagging a handful of risks that loom over consumer spending, a key pillar for economic growth and corporate earnings.

While retail sales have been mostly solid so far this year,

 » Read more about: Goldman Sachs warns that a consumer slowdown could soon hit the economy as tax refunds dry up  »

 » Read more about: Tech searches for gains as stocks teeter at the open: AlphaCheck  »

September is right around the corner, and it’s not typically a great month for the stock market. In fact, historically, it’s known to be the worst month for the markets. With the S&P 500 (^GSPC -0.09%) also being at record highs, there may be some added risk this time around.Should investors consider taking their money out of the stock market before September hits,

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US stock futures wavered on Monday as investors weighed the Federal Reserve’s next policy move and awaited a slate of retail earnings this week. Futures on the Dow Jones Industrial Average (YM=F) slipped 0.1%. Those on the S&P 500 (ES=F) traded near the flat line after the benchmark index posted its third straight weekly gain.

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Goldman Sachs called a September Federal Reserve interest-rate increase “very unlikely,” arguing that market expectations for future rate increases remain too aggressive as inflation continues to ease, according to Bloomberg. Chief economist Jan Hatzius made the call in a note published Sunday, citing a stretch of underwhelming economic readings — among them sluggish retail sales,

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Usually when numbers shoot higher on Wall Street, it is a reason for celebration.That is not how Jonas Goltermann, the chief markets economist at Capital Economics, feels when he looks at one of the most feared charts on the stock market: the Shiller price-to-earnings (PE) ratio.“That’s obviously a bit worrying,” he says after seeing the metric on track to end the month at its highest level since August 2000.The Shiller PE ratio,

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