Hello and good evening, everyone.
‘Even though I know long-term investing is the right path, my heart wavers at the daily market news.’
‘I’m investing monthly through NISA and iDeCo, but honestly, it’s incredibly boring.’
With the spread of the new NISA, many people who have started index investing in ‘All Country’
Good evening, this is Yuyushi🌙
Tonight, I would like to consider whether mutual funds or ETFs are better, even when tracking the same index.
This is a dilemma that arises even with products linked to the same index: ‘Should I choose a mutual fund?’ or ‘Should I choose an ETF?’
Never paying Social Security taxes yourself doesn’t automatically mean you’ll receive nothing from the system. Several benefits can be based on a spouse’s, former spouse’s, parent’s, or adult child’s work record, while another federal program doesn’t require a work record at all. If you’re trying to get ahead financially, knowing which rules apply could uncover income you didn’t realize was available.
U.S. oil drilling site.
David McNew | Getty Images
Nearly half of the stocks in the S&P 500 are moving against the index with a negative beta, an unusual divergence that is becoming increasingly difficult to ignore.
The US economy is currently being caught in a pincer movement from two sides: slowing personal consumption and the Federal Reserve’s interest rate hikes. Behind the optimistic mood, the gears had begun to grind quietly.
> In a nutshell, this is the year when tailwinds turn into headwinds.
Key points of this article
・Slowing personal consumption and Fed rate hikes are occurring simultaneously
・The boost from tax cuts will disappear by the end of the year
・Mortgage rates exceeding 7% will impact consumption in six months
At the FOMC meeting on September 16,
» Read more about: The US Economy's Double Punch: Why the Second Half of This Year? »
US stock futures pointed to a lower opening on Monday as crude oil prices rebounded following developments involving Iran and the Strait of Hormuz.
US crude oil futures rose 2.6% after declining 2.3% on Friday,
Inflation increased in August and continues to pose a significant challenge, prompting the Federal Reserve to raise interest rates for the first time in three years. Despite the persistent inflationary environment, the retail sector has continued to show resilience.
Consumer spending remained strong, helping retail sales post healthy growth in August.
» Read more about: 2 Solid Mutual Funds to Boost Your Portfolio on Surging Retail Sales »
Tesla (TSLA -3.45%) is a leading electric vehicle (EV) company, but it’s been struggling to win over investors this year. Since January, it’s declined by about 20%. It has, however, been rallying in recent weeks, as investors have appeared intrigued by the stock briefly falling below $300,
» Read more about: Why the Tesla Semi could be the catalyst the stock needs »
■ Two years ago, I chose interest rates based on ‘profit or loss’
When I started real estate investing 10 years ago, my criteria for choosing an interest rate was ‘which is more profitable, fixed or variable?’
Variable rates had lower initial repayments. Fixed rates offered predictability. I operated based on that kind of cost-benefit analysis.
Moody’s chief economist Mark Zandi warned before this month’s Fed meeting that a rate hike would be a “serious Fed policy mistake.” Now, with rates higher and more increases expected, he says the economic damage is already happening.
“I think the economy is going to start to sag as a result of the rate increases,”