Variable interest rates rise again in October. Even if your repayment amount hasn't changed, check your 'principal and interest'
*This article is based on information as of October 5, 2026.
“It seems variable interest rates have gone up again. But my withdrawal amount this month hasn’t changed.”
Some of you may be thinking that.
With variable-rate mortgages, even if interest rates rise, your monthly repayment amount may not change immediately.