When to claim Social Security — and how to build the rest of your retirement income
Waiting to claim Social Security can mean a bigger monthly check, but nearly half of working Americans say they plan to claim benefits before reaching their full retirement age (FRA).According to the Schroders 2025 U.S. Retirement Survey, 44% of non-retirees expect to file for Social Security benefits before reaching age 67, the FRA for workers born in or after 1960.