'Getting Started Is Much Easier Than It Used to Be,' Says an Investor Making $2,500 a Month From an Overlooked Stock Market Strategy
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Generating a few thousand dollars a month from the stock market sounds like the kind of promise usually followed by a sales pitch. But one investor says he’s been doing exactly that with a strategy that many everyday investors have heard of but never seriously explored.
The investor shared screenshots in a recent Reddit post showing an average monthly profit of about $2,525 over the past six months from selling covered calls and cash-secured puts. While he was quick to acknowledge the risks, he argued that options income is often misunderstood.
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“I think a lot of people still find the stock market intimidating, especially when options are involved, but once you understand the basics, these strategies are not as complex as they might seem,” he wrote. “There are also plenty of tutorials and resources available now, so getting started is much easier than it used to be.”
Turning Stocks Into Income
The strategy he uses is commonly known as the “wheel.” It starts by selling cash-secured puts, which allows investors to collect option premiums while potentially buying a stock at a lower price. If shares are assigned, the next step is selling covered calls against those shares to generate additional income.
In other words, the investor gets paid for agreeing to potentially buy a stock he wants to own and then gets paid again for agreeing to potentially sell it at a higher price later.
The process can then repeat over and over.
According to screenshots shared in the post, the investor completed 138 trades with a 74% win rate and generated more than $15,000 in net profit over six months. Much of the activity centered on D-Wave Quantum (NYSE:QBTS), a volatile quantum-computing stock that produced larger option premiums because of its price swings.
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The investor emphasized that his objective isn’t to beat the market.
“My focus is on generating consistent, realized income rather than chasing paper gains,” he wrote.
That distinction sparked one of the biggest debates in the discussion. Several commenters pointed out that simply buying and holding successful growth stocks often produces better long-term returns, particularly during strong bull markets.
The investor largely agreed.
“The post isn’t really about making more money,” he wrote. “In the long run, simply holding a stock will generally produce higher returns. There’s definitely value in having cash flow today instead of waiting a decade for your portfolio gains to materialize.”
The Tradeoff Behind The Cash Flow
What attracts many investors to strategies like covered calls isn’t necessarily maximizing wealth. It’s creating cash flow.
One experienced trader in the discussion estimated that generating around $2,500 per month consistently would likely require roughly $100,000 in invested capital, depending on market conditions and the stocks being used. Others warned that the strategy can become painful when markets fall sharply, as option income may not fully offset losses in the underlying shares.
In other words, the income comes with tradeoffs.
Of course, selling covered calls and cash-secured puts isn’t for everyone. The strategy requires capital, a willingness to learn options and ongoing portfolio management. Investors looking for a simpler way to potentially profit from a long-term trend may prefer a different approach: owning businesses positioned to benefit from it.
Instead of trying to predict which AI application will dominate in the future, some investors are looking at companies already deploying AI in the real world. Miso Robotics develops AI-powered kitchen automation technology that is already being used by restaurant operators. The company develops AI-powered kitchen automation technology that is already being used by restaurant operators as they grapple with labor shortages, rising wages and employee turnover.
More than 40,000 investors have already bought into Miso Robotics as it leverages nearly 30 patents to deploy AI-powered restaurant technology worldwide. Investors interested in the growing automation trend can learn more about Miso Robotics and its current investment opportunity while the offering remains open.
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Building Wealth Across More Than Just the Market
Building a resilient portfolio means thinking beyond a single asset or market trend. Economic cycles shift, sectors rise and fall, and no one investment performs well in every environment. That’s why many investors look to diversify with platforms that provide access to real estate, fixed-income opportunities, precious metals, and even self-directed retirement accounts. By spreading exposure across multiple asset classes, it becomes easier to manage risk, capture steady returns, and create long-term wealth that isn’t tied to the fortunes of just one company or industry.
Arrived
Backed by Jeff Bezos, Arrived Homes makes real estate investing accessible with a low barrier to entry. Investors can buy fractional shares of single-family rentals and vacation homes starting with as little as $100. This allows everyday investors to diversify into real estate, collect rental income, and build long-term wealth without needing to manage properties directly.
FarmTogether
Farmland has historically held its value through market volatility and delivered returns uncorrelated to stocks and bonds. For accredited investors, FarmTogether offers direct access to high-quality U.S. farmland starting at $15,000 — fully managed, with no landlord headaches.
Fundrise
Private real estate and private credit can add income and stability to a stock-heavy portfolio. Fundrise offers access to diversified private real estate and credit strategies through an easy-to-use platform, with professionally managed portfolios designed to generate passive income and long-term growth.
Realberry
Institutional-quality real estate has traditionally been difficult for individual investors to access. Realberry gives accredited investors direct access to private real estate opportunities backed by a team with 35 years of experience, $3.4 billion in assets under management, and $481 million in cumulative distributions paid to investors as of Q4 2025, according to the company. With a portfolio spanning 13 million square feet across seven U.S. states, Realberry focuses on acquiring, developing, and managing real estate with an emphasis on long-term value creation while its principals often invest alongside clients to help align interests.
Immersed
Immersed is building technology for the future of work through spatial computing. Known for its AR/VR productivity platform that enables users to work across multiple virtual screens, the company has grown to more than 1.5 million users worldwide. Immersed is also developing Visor, a lightweight headset designed specifically for professional productivity, positioning the company at the intersection of remote work, extended reality (XR), and next-generation computing.
BluSky AI
The rapid adoption of artificial intelligence is creating significant demand for data centers, power, and compute infrastructure. BluSky AI is building modular AI data centers designed to support next-generation AI workloads while aiming to reduce deployment timelines compared to traditional facilities. For investors looking beyond AI software and applications, the company offers exposure to the infrastructure layer that makes artificial intelligence possible.
Miso Robotics
Robotics and automation are becoming increasingly important tools for businesses facing labor shortages and rising operating costs. Miso Robotics develops AI-powered kitchen technology that is already being deployed in restaurant environments, with products designed to help operators improve efficiency and streamline operations. As artificial intelligence expands beyond software and into real-world applications, the company is positioning itself at the intersection of robotics, automation and the future of food service.
Vinovest
Fine wine and rare whiskey have historically moved independently of the stock market, making them a compelling alternative asset. Vinovest manages authenticated, insured portfolios of investment-grade wine and whiskey starting at $5,000 — sourcing, storage, and insurance all handled for you.
EquityMultiple
For accredited investors looking beyond stocks and bonds, EquityMultiple provides access to vetted commercial real estate deals starting at $5,000, with only ~5% of opportunities passing their due diligence process.
Mode Mobile
Mode Mobile is changing the way people interact with their phones by letting users earn money from the same apps and activities they already use every day. Instead of platforms keeping all the advertising revenue, Mode Mobile shares a portion back with users who engage with content, play games, and scroll on their devices. Named one of Deloitte’s fastest-growing software companies in North America, the company has built a large beta user base and is scaling a model that turns everyday smartphone usage into a potential income stream.
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