Who gets their Social Security payment today? See 2026 schedule
The first wave of September’s Social Security payments are out.
If you were born between the first and 10th of the month, you should receive your check today, Sept. 9, according to the Social Security Administration.
Social Security payments typically arrive on Wednesdays and are based on birth dates.
Recipients may want to start budgeting for possible cuts in the future. Experts project the fund could face a shortfall as early as 2032, which could result in monthly benefits being cut by around 22% unless Congress addresses the problem.
At the same time, benefits continue to receive cost-of-living adjustments (COLA). Current estimates expect a 3.4% increase in 2027. The official 2027 COLA will be announced in October.
September 2026 Social Security payment schedule
Social Security benefits, paid mostly to recipients who are older or retired, are typically paid on Wednesdays, and most people receive their check in different weeks based on their birth date.
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Sept. 9 for people born from the first through the 10th.
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Sept. 16 for people born from the 11th through the 20th.
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Sept. 23 for people born from the 21st through the 31st.
People who began receiving Social Security before May 1997 follow a different schedule and are paid on the third of each month rather than according to birth date.
2027 Social Security benefit changes expected to be revealed in October
The Social Security Administration is expected to announce the 2027 cost-of-living adjustment on Oct. 14.
Current projections call for a 3.4% increase in benefits, but that could change based on future inflation data. The annual adjustment is based on the Consumer Price Index for Urban Wage Earners and Clerical Workers, known as CPI-W.
As of July, the projected COLA increase of 3.4% matches the 3.4% increase in overall consumer prices this year. Any other gains would quickly be swallowed by expected increases in Medicare and drug costs, analysts have said.
A Social Security COLA of 3.4% would increase an average benefit of $2,000 by $68 per month.
Will Social Security benefits be cut?
The trust fund that supplements incoming payroll taxes to pay monthly Social Security benefits is expected to run dry by the fourth quarter of 2032, according to the Social Security and Medicare Boards of Trustees..
➤ ‘Flat-rate’ COLA cuts Social Security for most Americans, critics say
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When that happens, law requires benefits to be reduced by an estimated 22% to ensure the program’s costs do not exceed its revenues.
“Lawmakers have many options for changes that would reduce or eliminate the long-term financing shortfalls,” the Social Security said in a message to the public.
“Taking action sooner rather than later will allow consideration of a broader range of solutions and provide more time to phase in changes so that the public has adequate time to prepare.”
See full 2026 Social Security and SSI payment schedule
When will SSI checks be sent early in 2026?
SSI, a program to help people with limited or no income or resources, people aged 65 or older, and people who are blind or have a qualifying disability, normally sends benefits on the first of the month. When that date falls on a holiday or weekend, payments are sent on the last business day before the scheduled date.
September follows the regular schedule, and payments were sent Sept. 1.
SSI payment schedule for the remainder of 2026:
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Oct. 1 for October
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Oct. 30 for November
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Dec. 1 for December
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Dec. 31 for January 2027
I didn’t get my Social Security payment. What should I do?
If you didn’t get your electronic payment on the scheduled pay date, check with your bank in case there was a processing delay, the Social Security Administration said.
If a payment is still missing, late, or believed stolen, call the Social Security Administration at 1-800-772-1213 (TTY 1-800-325-0778) or contact your local Social Security office. The SSA will review the case, and replace the payment if it is determined to be due.
How to find Social Security office in Florida
Florida has 52 Social Security offices.
Beneficiaries can find the nearest location through the Social Security office locator at ssa.gov/locator.
Not every office offers the same services.
How many people in Florida receive Social Security benefits?
As of December 2025, 5,294,001 Floridians received Social Security benefits. That included 4,191,491 retired workers, 462,756 disabled workers, 260,003 widow(er)s and parents, 145,263 spouses, and 234,488 children.
Cheryl McCloud and C. A. Bridges are journalists for the USA TODAY Network-Florida’s service journalism Connect team. You can get all of Florida’s best content directly in your inbox each weekday day by signing up for the free newsletter, Florida TODAY.
This article originally appeared on The Daytona Beach News-Journal: Who gets their Social Security payment today? See 2026 schedule
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