This Overlooked Factor Makes a Big Difference in How Much You Have Saved for Retirement
Credit: FG Trade / Getty Images
Key Takeaways
-
Workers at large companies save more for retirement and have more access to 401(k) plans.
Mutual Fund Returns Explained: CAGR vs XIRR vs Rolling Returns — how each metric impacts investment outcome
When investors look at mutual fund performance, the biggest mistake is assuming that “one return number” tells the complete story. In reality, CAGR, XIRR, and rolling returns measure three completely different dimensions of performance—growth, cash-flow adjusted returns, and consistency. Understanding the difference is essential before comparing funds or making investment decisions.
A 'crucible of confusion' with no historical precedent is weighing on the economy, BofA says
If you feel like you can’t keep up with all of the competing forces driving financial markets right now, you’re not alone.
In a note to clients last Friday, Bank of America said there’s never been a macro environment quite like this,
Read MoreKevin Warsh to be sworn in as Federal Reserve chair on Friday
Kevin Warsh, nominee for chairman of the Federal Reserve, is sworn in to his Senate Banking, Housing and Urban Affairs Committee confirmation hearing in Dirksen building on Tuesday, April 21, 2026.
Tom Williams | Cq-roll Call, Inc. | Getty Images
President Donald Trump will swear in Kevin Warsh,
» Read more about: Kevin Warsh to be sworn in as Federal Reserve chair on Friday »
Read MoreInvestors might be penalizing Nvidia for not boosting cash returns like its Big Tech peers
Maybe it’s time for Nvidia (NVDA) and CEO Jensen Huang to up cash giveaways to lure in new investors. It wouldn’t hurt to offer an enticement.
The news: Nvidia’s large position of 8.3% of the S&P 500 (^GSPC) index and 78% active fund management ownership often acts as a headwind to the stock,
Read MoreThe Burst
Will Historic Lows in Market Breadth Trigger a Stocks Crash?
Market concentration refers to periods when a few stocks or a single sector dramatically outperform the rest of the market, driving a disproportionate share of index gains. In such times, market breadth is “narrow” meaning the rally relies on a small cluster of leaders while the majority of stocks lag.
Over the past 50 years,
» Read more about: Will Historic Lows in Market Breadth Trigger a Stocks Crash? »
Read MoreThe Ivy
1 EV Stock Is Racing Against the Clock
If you’re kicking the tires on ChargePoint Holdings (NYSE: CHPT), you might come away thinking the company is finally turning a corner. After all, its fiscal 2025 results came with plenty of upbeat language around improving margins and leaner operations.
But scratch beneath the surface, and you’ll see a company still bleeding cash,
» Read more about: 1 EV Stock Is Racing Against the Clock »
Read MoreThe Spotlight
Market Precariously Perched at Key Level
As the end of the quarter approaches, how do the markets fare? Zooming out, we can see that the S&P 500 is precariously perched on an uptrending resistance line.
While doomsayers have been lining up to predict the market’s demise for months, it has defied all skeptics and continued its march higher. But now it sits once again at a key threshold level.
» Read more about: Market Precariously Perched at Key Level »