The Daily Editor

This article is based on reports as of November 3, 2026. Conditions are subject to change.

Life insurance companies plan to offer products with higher assumed interest rates

According to an NHK report (published October 26, 2026), as the trend of rising long-term interest rates continues, life insurance companies are planning to replace their government bond holdings and increase the proportion of higher-yield bonds.

 » Read more about: Do life insurance policies change when interest rates rise? The basics of assumed interest rates and 5 things to check before reviewing your policy  »

 » Read more about: Mortgage Rates Hit Above 7% — 4 Ways Buyers Can Lower Their Monthly Payments  »

 » Read more about: She’s Watching Inflation Hit 3.7% as Her Bills Keep Rising. Her 2027 Social Security Raise Is Already Locked at 3.6%  »

Some working Americans collecting Social Security could temporarily lose nearly $1,000 in benefits if their earnings exceed a new federal limit in 2027.

The Social Security Administration has set the 2027 retirement earnings test limit at $25,560, up from $24,480 in 2026, for beneficiaries who will remain below full retirement age throughout the year.

 » Read more about: Social Security Rule Change Could Take Nearly $1,000 Away From Some Seniors  »

NEW YORK CITY (NBC, KYMA) – The Dow Jones jumped more than 1,000 points shortly after trading began at the New York Stock Exchange the morning after the midterm elections.

As the first returns began coming in Tuesday night, futures actually plunged by as much as 2.5% by around 10 p.m.

 » Read more about: Dow Jones jumps more than 1,000 points after elections  »

AMD just reported a quarter that sent shockwaves through premarket trading, but whether one blowout earnings report can rebuild confidence across the entire AI trade is a question the rest of the day still has to answer.

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 » Read more about: Stock Market Today: Dow Eyes 2% Jump as AMD Earnings Ease AI Spending Fears  »

The repudiation of the Republican agenda on display in the US midterms is already having ripple effects throughout the world market.

 » Read more about: Clean Energy Surging Around the World in the Wake of Republican’s Midterm Collapse  »

 » Read more about: Dividend ETFs Attract Strong Flows as Investors Diversify  »

 » Read more about: Home loan interest rates for Diwali 2026: Planning to buy a house? Check rates starting at 7.25% across major banks  »

TLDR

• Democrats won both the House and Senate in the midterm elections, setting up a divided government.
• Dow futures rose 0.6%, S&P 500 futures gained 0.2%, and Nasdaq-100 futures were near flat.
• AMD stock rose about 6% in premarket trading after a third-quarter earnings beat.

 » Read more about: Stock Market Today: Wall Street Futures Hold Steady as Democrats Win House and Senate  »