My wife gets Social Security, but we just realized she could receive $350 more through spousal benefits. Can we fix it?
It started as a small realization that quickly turned into a bigger concern.
Consider this scenario: after sitting down to review their finances one afternoon, Tom, 79, notices something that doesn’t quite add up. His wife Karen, 78, is receiving about $1,050 a month in Social Security based on her own work history.