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How Much Social Security You’d Get If You Never Earned More Than $40K

Millions of Americans earn modest wages throughout their careers, sometimes never making more than $40,000 a year.

They still pay into Social Security with every paycheck and expect those contributions to turn into a monthly retirement benefit.

Read Next: Here’s the Average Social Security Check for Someone Who Made $100K Their Whole Career

Learn More: 8 Clever Ways Retirees Are Earning Up To $1K per Month From Home

But how much does a lifetime at that income level actually translate into once the checks start arriving?

 » Read more about: How Much Social Security You’d Get If You Never Earned More Than $40K  »

My wife gets Social Security, but we just realized she could receive $350 more through spousal benefits. Can we fix it?

It started as a small realization that quickly turned into a bigger concern.

Consider this scenario: after sitting down to review their finances one afternoon, Tom, 79, notices something that doesn’t quite add up. His wife Karen, 78, is receiving about $1,050 a month in Social Security based on her own work history.

 » Read more about: My wife gets Social Security, but we just realized she could receive $350 more through spousal benefits. Can we fix it?  »

‘We’re all in debt’: Peter Schiff warns US economy depends on global lending. Here’s what that means for investors

Peter Schiff, wearing a blue and violet dress shirt, speaks into a microphone.

This article adheres to strict editorial standards. Some or all links may be monetized.

What happens when the world stops lending to the United States? That’s the question raised by economist and gold advocate Peter Schiff in a recent appearance on The Iced Coffee Hour,

 » Read more about: ‘We’re all in debt’: Peter Schiff warns US economy depends on global lending. Here’s what that means for investors  »

Oil Prices Are Soaring. These 3 Energy Stocks Are the Ones to Buy in April.

Crude prices have skyrocketed this year due to the war with Iran. Brent, the global oil benchmark, has soared more than 60% to around $100 a barrel. Meanwhile, WTI, the primary U.S. oil benchmark, has rocketed 65% to about $95 a barrel.

Despite the current ceasefire and peace talks, oil prices could remain elevated for a while since it could be quite some time before the market returns to normal.

 » Read more about: Oil Prices Are Soaring. These 3 Energy Stocks Are the Ones to Buy in April.  »

Rs 12,980 Crore Saviour: Cabinet Approves War-Risk Insurance Cover for Ships

“A sovereign guarantee fund of approximately Rs 12,980 crore will be created for maritime insurance. It will cover all types of maritime risks, including machinery, cargo, and war. It will be given to Indian-flagged vessels, Indian-controlled vessels, and those with either an origin or destination in India. This will be for a ten-year period,

 » Read more about: Rs 12,980 Crore Saviour: Cabinet Approves War-Risk Insurance Cover for Ships  »

Why one analyst thinks the US economy will be feeling the Iran-fueled inflation shock for years to come

  • Chris Whalen thinks hot inflation will weigh on the US economy for years after the Iran war ends.

  • The veteran analyst says supply disruptions in the Middle East will take a long time to normalize.

  • He said he expected inflation to rise to the high single-digits,

 » Read more about: Why one analyst thinks the US economy will be feeling the Iran-fueled inflation shock for years to come  »

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