Money Market Interest Rates Today: January 5, 2026 – Rates At 4.22%
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Key Takeaways
- The highest money market account rate available today is 4.22%
- Changes from the Fed or your bank can quickly change money market rates
- Online banks typically offer the most competitive yields on the market
Current Money Market Rates
As of today,
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US stock futures rose on Monday as investors assessed the US military operation in Venezuela that led to the capture of President Nicolás Maduro, while a revival in optimism for AI demand helped buoy stocks.
Contracts on the S&P 500 (ES=F) moved up 0.3%,
Read MoreStock market today: Dow, S&P 500, Nasdaq futures rise after US takedown in Venezuela as AI hopes revive
US stock futures rose on Monday as investors assessed the US military operation in Venezuela that led to the capture of President Nicolás Maduro, while a revival in optimism for AI demand helped buoy stocks.
Contracts on the S&P 500 (ES=F) moved up 0.3%,
Read MoreDow Jones Today: Stock Futures Rise After US Captures Venezuelan President Maduro; Energy Shares, Precious Metals Jump
Stock futures rose Monday, with shares of several energy companies jumping, after the U.S. military seized Venezuelan president Nicolas Maduro over the weekend.
Nasdaq 100 and S&P 500 futures were up 0.7% and 0.3%, respectively, while those associated with the Dow Jones Industrial Average were fractionally higher.
Early Saturday morning,
Read MoreThese Are the 3 Biggest Financial Stock Winners of 2025. Can They Carry the Momentum Into 2026?
Key Points
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Better Home & Finance stock gained 256% over the past year, but it may take something like a rapid housing market recovery to drive another banner year for the mortgage origination company.
The Burst
Crazy Great Depression Stat Scares Investors
Some things only look crazy in hindsight. Did anyone in 1929 know they were on the cusp of The Great Depression? A tiny minority, at best. The rest, well, they all piled into stocks, and a just few of them too.
Fast forward almost a century and investors appear to be committing the same financial crime,
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Read MoreThe Ivy
Is Shopify a Slam Dunk Buy on the Dip?
Recently, an under-the-radar tech company has captured the interest of top-tier investment funds. Hedge funds have quietly been acquiring significant shares that displays a conviction in this company’s potential to redefine its market.
So, what’s the stock is it a buy on the dip?
Key Points
- Shopify’s shift beyond subscriptions to financial services,
» Read more about: Is Shopify a Slam Dunk Buy on the Dip? »
Read MoreThe Spotlight
If You Could Only Buy 1 Stock, This Would Be It
Putting all your eggs in one basket is usually a bad idea, unless that basket is heavily diversified. Yet most companies fail the diversification test. Google is still largely a bet on advertising. Uber is mostly a bet on ridesharing and food delivery. And Netflix is a bet on streaming content. If even the titans of technology fail the diversification test,
» Read more about: If You Could Only Buy 1 Stock, This Would Be It »