He Withdrew $70,000 From His 401(k) and Earned $10,000 Welding. Social Security Counted Only the Smaller Number.
Quick Read
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Social Security’s earnings test ignores 401(k) withdrawals entirely, counting only wages and net self-employment income against the 2026 limit of $24,480.
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A $70,000 traditional 401(k) withdrawal enters IRS provisional income calculations, potentially making up to 85% of Social Security benefits taxable at ordinary rates.
The stock market's Goldilocks moment has one big problem
The word “Goldilocks” is meme-ing out in US markets right now.
It’s a reference to how recent economic data has been neither too cold nor too hot. The labor market and consumer spending have been cooling lately, while inflation has remained relatively mild.
For the purposes of keeping interest rates on hold,
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Read MoreBest-performing debt ETFs: Top 5 schemes by 3-year CAGR returns
BHARAT Bond ETF – April 2033 led this category with a 3-year CAGR of 8.1%. See how the five leading funds compared.
Moneycontrol Desk
August 18, 2026 / 15:41 IST
The three-year CAGR return chart for the debt ETF category is led by BHARAT Bond ETF –
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Read MoreStock market today: Dow, S&P 500, Nasdaq futures extend losses amid US-Iran tensions
Is the Social Security COLA Formula Broken? Here's What Experts Are Saying.
Retirees who collect Social Security often depend heavily on their benefits to help them pay the bills. Since Social Security was created to help keep seniors out of poverty, it’s important that these benefits are worth a meaningful amount of money so retirees can use them to cover some of their essential costs.
To help ensure that the value of benefits does not erode due to inflation,
Read MoreThe Burst
IBM’s Smart Move To Prove It’s an AI Powerhouse
For years, IBM has worn the “missed opportunity” label in artificial intelligence. The company that built Deep Blue, the chess-playing computer, and Watson, the supercomputer, seemed perfectly positioned to dominate AI before anyone else saw it coming.
And yet, while those early breakthroughs made headlines, IBM failed to cash in.
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Read MoreThe Ivy
Is PayPal About to Stage an AI-Powered Comeback
Shares of PayPal haven’t joined the tech sector’s rally. While the S&P 500 has climbed, PayPal has slipped about 15% over the past year. But a new partnership with OpenAI and strong underlying fundamentals could mark the start of a rebound.
Key Points
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PayPal’s integration into ChatGPT positions it as the default payment option for AI-powered shopping—an early lead in conversational commerce.
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Read MoreThe Spotlight
Is This 8.6% Yield Too Good to Ignore?
If you’re the kind of investor who wants steady income, especially the kind that drops into your account every month like clockwork, the JPMorgan Equity Premium Income ETF (JEPI) is tough to ignore.
The headline number is eye-catching, an 8.6% trailing yield, paid monthly. That’s not just high, it’s more than four times the yield of the S&P 500 and well above what most high-grade corporate bonds are paying right now.